MLRO - SMF 17 - Fintech (Payments)

MLRO (Money Laundering Reporting Officer) - SMF 17 - Fintech (Payments) Salary negotiable + 30% LTIPs London based, 4 days a week in the office

Audit & Risk Recruitment are delighted to be partnering with a high-growth fintech in the payments sector to appoint a MLRO (Money Laundering Reporting Officer). This is a key leadership role sitting in the 2nd line of defence, leading the UK AML/CTF and Sanctions Compliance functions.

Key responsibilities: Manage a growing team of 5 individuals leading on financial crime and AML workstreams. Lead and enhance a risk-based AML/CTF and sanctions programme aligned with UK regulations and FCA expectations. Act as MLRO (SMF17), overseeing SARs, NCA engagement, and financial crime governance. Serve as the main liaison with the FCA and other authorities on AML/CTF and sanctions matters. Provide independent oversight of financial crime risk management, controls, and monitoring. Report key risks and developments to the Board and senior management. Oversee risk assessments, policies, audits, and training to ensure regulatory compliance and effective controls.

The ideal candidate will have: Experience as an MLRO or Deputy MLRO, preferably gained from a Payments, Fintech or E-commerce background. Excellent working knowledge of UK Financial Crime themes (MLRs, OFSI, POCA, JMLSG, FCA) A record of leading AML and Sanctions frameworks in a regulated setting. Leadership skills and experience, confident communication and presentation.