Tandem Bank
Approvals Underwriter
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Approvals Underwriter
Working Pattern: Monday to Friday, 36.25 hours per week (shifts between 8am to 6pm for example 8am-4pm/9am-5pm/10am-6pm)
Salary: £27,500 - £31,000 dependent on experience + up to 20% bonus + benefits
Location: 5 days a week in our Blackpool office (FY4 2FB) with some flexibility for hybrid after probation.
About the Role
As an Approvals Underwriter you will accurately review and underwrite 2nd Charge Mortgage applications. Verifying, updating and considering the overall lend whilst effectively managing an active pipeline, communicating with both customers and brokers verbally and via email.
You will be joining a fast paced, hardworking and supportive team who enjoy a little healthy competition.
Your Impact: Building a sustainable tomorrow
As an Approvals Underwriter at Tandem your focus will be on:
- Review and accurately underwrite 2nd Charge Mortgage applications in line with our Responsible Lending Policy, lending criteria and agreed service levels.
- Obtain relevant mandates.
- Accurately update relevant systems with the application details.
- Use Microsoft Excel, Microsoft Word and our internal systems simultaneously.
- Request additional requirements needed to process the application.
- Communicate clearly both in writing and verbally with brokers/customers throughout the underwriting process providing timely updates.
- Effectively manage a pipeline of second charge mortgage applications from pack submission to completion.
Although these are the main responsibilities this is not an exhausted list.
Requirements
We’d love to hear from you if you have:
- Computer skills including full Microsoft office package.
- Enjoy working as part of a team and able to work as an individual.
- Able to effectively manage your day and prioritise your workload.
- Able to adapt quickly if priorities change.
- Able to demonstrate consistency.
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It would be great, but not essential if you have:
- Experience in underwriting/processing Mortgage applications.
- Experience/knowledge of 2nd charge lending market.
- Experience/knowledge of the regulations we work within.
Rewards
At Tandem, your hard work is rewarded in many ways, and we have an enhanced employee benefits package on offer from your very first day with us:
- 25 days annual leave plus 8 days Bank Holiday
- An additional day off for a ‘celebration day’ including, but not limited to, birthdays, weddings, religious holidays, graduations etc
- Buy or sell up to 5 days holiday a year
- Healthcare cash plan through Westfield Health
- Life Assurance at 3 x salary
- Electric Vehicle salary sacrifice scheme
- Cycle to Work salary sacrifice scheme and a free helmet
- Salary sacrifice Pension contribution, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)
- Smart Tech scheme (buy goods with 0% interest)
- 10% discount on solar panels
- Tandem Hub for treats, cash back and discounts on UK retailers
- 2 days per year paid volunteering
- Free cereal, snacks and drinks in all offices
- Quarterly team social budgets
Our Green Deal: Your Impact Amplified
A little welcome gift from us to you, we’ll plant a tree in the Tandem Grove and you can enter into our “Green Deal” below:
- Volunteer 2 days a year for charity > receive an early Friday finish
- Raise £200 per annum for charity > Tandem provide PR and marketing support
- Have renewable energy at home > receive an additional 1 day annual leave
- Drive an electric car > receive £500 towards a home charger
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Ready to make your mark?
Apply now and let's pave the way to a greener world, together. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. We will close adverts once we have received enough applications so please apply asap if you’re interested in the role.
Sourcing Model
Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page.
Equal Opportunity Employer
Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.
Please be aware that background checking (including credit, criminal records and CIFAS Internal Fraud Database Checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.
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