Harnham
Associate Credit Risk Consultant

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ASSOCIATE CREDIT RISK CONSULTANT
SALARY BETWEEN £60,000-£70,000
LONDON
HYBRID WORKING (4 DAYS A WEEK IN-OFFICE)
Harnham are working with a leading data and analytics organisation that partners with businesses to solve complex commercial challenges through advanced analytics and data-driven decision-making. This is an excellent opportunity for an experienced analytics professional to join a highly client-facing team delivering impactful projects across a range of sectors.
THE COMPANY
This organisation is a leading provider of data, analytics and technology solutions, helping businesses make smarter, data-driven decisions across a range of commercial and risk-focused challenges. Working with clients across multiple industries, they combine advanced analytics, modelling expertise and consultancy services to deliver meaningful business outcomes. With continued investment in modern data platforms and analytical capabilities, they offer an excellent environment for professionals looking to work on varied, high-impact projects while developing their technical and consulting expertise.
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I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
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Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
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THE ROLE
As an Associate Credit Risk Consultant, you will play a key role in delivering analytical projects that help organisations improve their lending and risk strategies. You will lead and support a broad range of projects, combining technical analytics expertise with stakeholder engagement and commercial problem-solving.
Specifically, you can expect to be involved in the following:
- Developing and delivering credit risk models, scorecards and analytical solutions.
- Working with large and complex datasets to generate actionable business insights.
- Conducting statistical analysis using a range of modelling techniques.
- Presenting findings and recommendations to clients and senior stakeholders.
- Supporting the design and implementation of data-driven strategies and decisioning frameworks.


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SKILLS AND EXPERIENCE
The successful Associate Credit Risk Consultant will have the following skills and experience:
- Proven experience working within credit risk analytics with exposure to credit bureau data.
- Strong experience in scorecard development and credit risk modelling.
- Proficiency in SQL and Python or SAS, with a preference for Python.
- Excellent communication and stakeholder management skills.
- Ability to translate complex analytical outputs into clear commercial recommendations.
- Experience delivering analytical projects in a client-facing or consultancy environment.
BENEFITS
The successful Associate Credit Risk Consultant will receive a salary up to £70,000 as well as a discretionary bonus.
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