How your CV stacks up
Upload your CV to see how well it fits this job role
?%
Join HSBC and Fulfil Your Potential
If you’re looking for a career that will help you stand out, join HSBC, and fulfil your potential - whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.
About HSBC
HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.
About the Role
Shape the credit decisions that power some of HSBC’s most important Corporate & Institutional Banking relationships. As an Associate Director, Business Credit Office (BCO) within Credit & Capital Management (CCM COO), you’ll sit at the heart of our lending and underwriting journey - partnering with Coverage, Transaction Support and Risk to deliver fast, high-quality credit outcomes while keeping risk and controls front and centre. It’s a role with real visibility and impact: you’ll help drive a globally consistent credit operating model, bring smarter ways of working through digital and process improvement, and support a culture where we make confident decisions and get things done together.
In This Role You’ll
- Deliver BCO outputs in line with agreed performance measures, ensuring high-quality, timely execution.
- Lead and manage the end-to-end CCM journey, creating a seamless and efficient process for customers and internal stakeholders.
- Embed exemplary first line of defence risk management and control standards across underwriting and lending processes.
- Proactively identify and anticipate portfolio and macro/micro credit risks, escalating issues and supporting rapid portfolio reviews and underwriting criteria changes where needed within identified Sectors.
- Partner closely with Coverage, Transaction Support and Risk to structure deals, perform credit analysis/rating recommendations, support credit monitoring and manage documentation as primary credit risk contact.
- Drive continuous improvement in productivity and client experience, including adoption of technology/digital and alignment to a globally consistent Credit & Lending operating model.
- Monitor and analyse customer/stakeholder feedback and use insights to improve outcomes and service consistency.
- Support people leadership outcomes including talent/performance management and succession planning, building a diverse, innovation-driven and highly engaged team.
Reasons to use Rodeo
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
It searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Requirements
To be successful in this role you should meet the following requirements:
- Degree in Business/Finance/Economics (or equivalent); professional qualifications (e.g., CFA/Chartered Banker) desirable, or strong tenured experience in credit analysis/approvals.
- Strong understanding of Corporate and Institutional Banking and corporate lending. Sector expertise in areas such as Consumer, TMT, Industrials, highly desirable.
- Proven experience managing/analysing corporate credit risk / lending-related products.
- Mandatory knowledge of Investment Banking products (e.g., Securities, Treasury, FX, Derivatives) and awareness of ESG/Climate risk.
- Strong stakeholder management and influencing skills across Business and Risk, balancing commercial outcomes with robust risk management.
- Expertise in credit risk management, control assessment, and operationalising policies/procedures in line with Group standards; excellent analytical, problem-solving and credit writing skills in English.
- Excellent analytical and critical thinking skills with the ability to assess complex credit scenarios.
Get help with your application
Your very own career expert that helps elevate your application to the next level.
Benefits
As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.
Opening up a World of Opportunity
Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, socio-economic background or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.
If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk via hsbc.recruitment@hsbc.com.
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London
Skills
Location