ARC Ratings
Associate Director - Structured Finance

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Associate Director - Structured Finance Ratings
We are looking for an experienced individual to join ARC as an Associate Director, who will be a key analytical team member in ARC’s Structured Finance Ratings unit in London.
The experienced individual will lead the analysis of quantitative, structural, legal and credit aspects of securitisation transactions both in a primary and surveillance capacity. Furthermore, the role includes writing research as well as working on special projects intended to enhance ARC's analytical approaches. The candidate will be expected to be a lead analyst in rating committees and provide their opinion on the potential credit impact of different factors on the credit strength of rated transactions. They are also expected to mentor and train less experienced analysts.
Core Responsibilities
- Lead with the analysis and review of all quantitative, structural, legal, and credit aspects of securitisation transactions both in a primary and surveillance capacity
- Analyse asset pools, assess transaction structures and quantitatively model cash flows using ARC’s methodologies and models/tools to formulate independent credit opinions. The analyst will also review legal documentation and third-party reports
- Lead in the preparation of committee papers, including participation and voting in credit committees, on new or existing structured finance ratings
- Monitor the work of more junior analysts and support in the credit process
- Compile/utilise asset models and cash flow tools related to structured finance transactions. Perform advanced modification and creation of other tools.
- Author ad-hoc high-quality sector commentaries and topical research, transactions and performance trends
- Provide input to rating methodologies and credit tools
- Lead meetings with issuers and diligently conduct all necessary interaction with management and market participants
- Prepare background research and market statistics for structured finance rating criteria
- Conduct originator and servicer reviews as well as investor outreach meetings
- Mentor and train other analysts
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Qualifications
- At least 5 years of structured finance or related experience required
- Academic degree (MSc/BSc or equivalent) in finance, business, law, engineering, mathematics, real estate, economics, statistics or other related field
- Strong quantitative aptitude, proven analytical skills and logical analytical thought process; strong attention to detail
- Good understanding of investment, financial and fixed income markets
- Fluent written and verbal communications skills in English essential
- Experience in handling structured finance customer relationships. Ability to communicate effectively and build relationships with issuers, investors, bankers, journalists and other market professionals
- Sound judgment and highest ethical standards; capable of developing independent opinions and defending own views
- Proactive, flexible, diligent and dependable
- Demonstrated ability to prioritize and meet tight deadlines and work under pressure
- High-level knowledge and ability with Office
- Ability to travel across EMEA/UK as required
- Strong credit, financial modelling skills
- Good understanding of industry, regulatory and economic aspects affecting structured finance
- CFA/CQF advantageous
- Spoken and written proficiency in at least one other language advantageous


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Role location
- London - We are open to all applications within UK
- This position has the potential to be a hybrid role
Please send C.V.s and cover email to: recruitment@arcratings.com
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