How your CV stacks up
Upload your CV to see how well it fits this job role
?%
Who is HSBC Innovation Banking?
HSBC Innovation Banking is the power behind the UK’s forward-thinkers, future-makers, and leap-takers, helping them ignite the bold ideas that reshape our world. We offer flexible banking solutions for start-ups, scale-ups, growth businesses, investors and those working towards IPO typically within the technology and life science sectors.
Whether it’s comprehensive banking, managing cashflow, plans for buyouts or Strategic Fund Solutions, we power ideas at every stage of their journey. From the first-time founders to the funds that back them, and everything in between. We're proud to accelerate growth for our clients, create meaningful connections and communities, and open a world of global opportunity for entrepreneurs and investors alike.
Here’s to never standing still. Come and join us!
The team you’ll work with:
This dedicated Associate role is responsible for underwriting and portfolio management of cash management facilities. We are looking for the right individual to join the existing small team and contribute to this exciting opportunity by providing credit expertise and working with some of the most influential entrepreneurs and investors to help them launch and grow their businesses globally.
The value you’ll add:
The core responsibility of this Associate position is to support HSBC Innovation Banking's initiatives to provide banking services to our growing client base and to manage the associated credit risk. This includes working closely with our clients alongside our dedicated Relationship teams and our Product Advisors to underwrite cash management requests and ongoing portfolio monitoring activities through detailed and precise credit assessments and weekly monitoring of the portfolio.
Reasons to use Rodeo
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
It searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
What you can expect to be doing:
A passion for working with companies in the innovation space and subject matter expertise are required to effectively perform the following:
- Conduct and assist with underwriting due diligence, structuring appropriate cash management facilities
- Prepare clearly articulated and appropriate credit underwriting recommendations for Credit Officers
- Develop strong internal relationships with Relationship teams, Product Advisors, Credit Officers and Implementation teams
- Contribute to overall client relationships in order to support initial underwriting and ongoing portfolio management activities
- Assist with monitoring the cash management portfolio’s credit quality to ensure proactive and timely risk mitigation action when necessary
Requirements:
- Prior work experience and exposure to commercial banking products: Examples include Corporate Credit Card Facilities, BACS lines, and Letters of Credit
- Experience in commercial credit analysis of Banking products, including commercial cash management facility underwriting, credit and account management, and portfolio monitoring
- Experience in the innovation economy and/or working with fast growth technology companies would be a very strong plus
- Strong business writing, communication, time management skills
- Experience in working as part of a team and working with different teams with multiple stakeholders
- Demonstrated proficiency working with computers and Microsoft Office applications (specifically, Outlook, Excel, Word, and PowerPoint)
Get help with your application
Your very own career expert that helps elevate your application to the next level.
Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, socio-economic background or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.
If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk via hsbc.recruitment@hsbc.com.
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London
Skills
Location