Northreach

Northreach is a dynamic recruitment agency that connects businesses with top talent in financial services, fintech, and digital sectors. We specialize in providing a seamless recruitment experience for clients and candidates, fostering innovation and professional growth.

Mortgage Underwriter – Bridging Finance

Northreach is partnering with a specialist mortgage lender to recruit a Mortgage Underwriter for its bridging finance team.

This is an opportunity to take ownership of bridging applications from initial assessment through to completion. Working within a small, collaborative team, you’ll make well-reasoned credit decisions, support intermediary partners and help deliver a responsive, reliable lending service.

The role

You’ll assess applications against the lender’s credit policy, balancing commercial judgement with thorough due diligence and effective risk management. You’ll also discuss potential cases with introducers, provide heads of terms and manage your pipeline through to funding.

Your responsibilities will include:

• Reviewing and underwriting bridging loan applications within agreed service levels.
• Assessing credit searches, Land Registry reports, valuations and supporting documentation.
• Preparing clear, concise credit rationales, identifying risks and appropriate mitigations.
• Managing cases from application through to completion, including liaising with solicitors and arranging funding.
• Supporting introducers with new enquiries and potential applications.
• Maintaining accurate case records and data throughout the lending process.
• Providing proactive service to brokers, solicitors and internal stakeholders.
• Contributing to improvements in underwriting processes and supporting colleagues across the wider team.