Business and Commercial Banking Graduate Scheme

Specialities

You'll dive into all kinds of specialties and build a solid toolkit of skills, including:

• Working directly with Business & Commercial clients – understanding what they need and building relationships that last.
• Getting to know our range of products like lending, foreign exchange, payments, and merchant services.

Teams

Teaming up with engineers and experts to make our products better and create smoother experiences for customers.

Learning

Learning how we handle risk across the business (think credit underwriting and conduct controls) to support customers and make finance a positive force.

Skills

Grow your skills through our development opportunities. Connect with colleagues, build your network, and make a difference. Build the career you want in our inclusive, growth-focused culture.

The work you could be doing

• Meeting clients to understand their needs and how we can support them.
• Helping teams pitch for business, develop leads, and make introductions.
• Working on deals within a team of experts.
• Monitoring market opportunities and generating trade ideas.
• Developing financial business cases for investments and initiatives and supporting pricing and trading.
• Supporting efforts to break down barriers and build a more inclusive society.

Requirements

What you need to apply

While we do not require a minimum degree achievement, we strongly recommend the ability to be able to demonstrate sound knowledge, understanding and technical skills aligned to the role. Some aspects of this, alongside behaviours and values, will be assessed through the application process.

Please note we’re not able to sponsor visas.

Locations

This is a rotational programme across various UK Locations including London, Bristol, Birmingham, Manchester, Leeds, Edinburgh and Glasgow. You’ll need to be flexible. You will do your first year in one location but may need to relocate for year two.

With our hybrid working policy, all colleagues are expected to spend a minimum of two days each week in the office, some roles are five days per week.

Opening and Closing date

Applications for our Corporate Banking and Markets Graduate Scheme open 10th September 2026.

Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as you can.

How to apply

Our application process is designed to help you shine. We want everyone to feel they belong and can be their best, regardless of background, identity, or culture.

Find details, including stages and tips for success, on our how to apply page.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.