Due Diligence & Third-Party Management

• Coordinate due diligence requests with originators, arrangers, investors, legal counsel, auditors and other third-party advisers.
• Manage independent verification workstreams, including EY / KPMG-style data, receivables and cash reconciliation diligence where required.
• Review due diligence findings and ensure appropriate mitigants, conditions precedent or structural protections are incorporated into transaction documentation.

Documentation & Legal Execution

• Work closely with internal and external legal counsel to negotiate facility agreements, security documents, servicing agreements, account control arrangements and related transaction documents.
• Ensure legal documentation accurately reflects agreed commercial terms, credit protections, governance requirements and operational processes.
• Coordinate completion of conditions precedent, legal execution checklists, closing deliverables and funding mechanics.

Onboarding, Portfolio Monitoring & MI Review

• Oversee onboarding of new facilities, including completion accounts, collection accounts, reporting templates, servicer obligations and collateral monitoring arrangements.
• Monitor live warehouse facilities through review of borrowing base certificates, investor reports, management information, covenant compliance and performance triggers.
• Identify emerging risks, limit breaches, collateral deterioration or reporting issues and escalate with recommended remediation actions.
• Support amendments, waivers, upsizes, refinancing activity and exit planning for existing facilities.

Governance, Stakeholder Management & Regulatory Support

• Prepare high-quality materials for Credit Committee, ALCO, Executive Committee, Board and other internal governance forums.
• Present transaction analysis, recommendations and risk considerations to senior stakeholders in a clear and concise manner.
• Work collaboratively with Treasury, Credit Risk, Legal, Finance, Operations, Risk and Compliance to ensure transactions are executed and monitored within the Bank’s control framework.
• Support internal audit, external audit and regulatory requests relating to structured credit, warehouse lending and securitisation activity.

A bit about you – You are/have:

• 6–12+ years’ experience in structured finance, securitisation, asset-backed finance, warehouse lending, private credit or capital markets execution.
• Experience within a bank, investment bank, debt fund, asset manager, specialist lender, rating agency or structured finance advisory platform.
• Demonstrable experience structuring and executing warehouse facilities, borrowing base facilities and / or securitisation transactions.
• Strong technical understanding of advance rates, eligibility criteria, concentration limits, covenant packages, cash waterfalls, reserve accounts, triggers, security structures and servicing arrangements.
• Experience analysing asset-level data, data tapes, collateral pools and historical performance across one or more of SME lending, receivables finance, bridging finance, CRE, consumer finance or specialty finance.
• Strong financial and cashflow modelling capability, including experience working with large data sets and portfolio performance analytics.
• Good understanding of credit risk, risk-based pricing, capital efficiency, regulatory capital considerations and return-on-capital analysis.
• Strong understanding of structured finance documentation and ability to work effectively with internal and external counsel.
• Excellent planning and organisational skills, with the ability to manage multiple live transactions and stakeholders simultaneously.
• Clear written and verbal communication skills, with the ability to present technical information to senior stakeholders and governance committees.
• High attention to detail, strong commercial judgement and ability to make sound decisions in complex or ambiguous situations.
• Energetic, proactive and collaborative, with the ability to build trusted relationships internally and externally.

Professional Qualifications

• Bachelor’s Degree in Mathematics, Engineering, Business, Finance, Economics or other relevant subject; or equivalent practical experience in structured finance / securitisation.
• Professional accreditations from recognised industry bodies, including CFA, ACA, ACCA, ACT, CertBALM or similar, are desirable but not essential.
• Commitment to continual professional development and maintaining strong knowledge of structured finance, warehouse lending, securitisation and regulatory developments is expected.

What we can offer you:

• 8% company pension contribution and 3% individual contribution (which you can opt to increase)
• 25 days holiday every year plus bank holidays on top
• Private medical cover with BUPA - includes no excess + you can add family through salary sacrifice
• Death in service at 4 x base salary with Aviva
• Mental health support - through a helpline and counselling sessions
• Enhanced maternity, paternity and adoption leave

What else do I need to know?

• Location: Mayfair, London (4+ days in the office)
• Salary: Competitive
• Hours: 35 Hours per week

We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates, regardless of their age, sex, race, disability, sexual orientation, gender reassignment, religion or belief, marital/civil partnership status, or pregnancy and maternity.

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