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Collections Manager

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I’m working on a really interesting Collections Manager opportunity within a growing Financial Services business in North Hampshire.
This is one for someone who knows consumer collections inside out and wants genuine ownership rather than simply managing a set of KPIs.
You’ll lead a small specialist collections team of around 8–10 FTE, with responsibility for the end-to-end collections operation across consumer credit, BNPL and credit agreements.
The role will cover:
- Leading, coaching and developing a specialist collections team
- Managing arrears and collections strategies across multiple customer touchpoints
- Supporting customers in financial difficulty, including vulnerability and forbearance
- Ensuring strong customer outcomes within a highly regulated environment
- Oversight of collections MI, KPIs, performance and operational capacity
- Managing relationships with third-party collections agencies and debt purchasers
- Supporting debt sale activity, supplier performance and contractual relationships
- Working closely with senior stakeholders to improve collections performance
- Identifying opportunities to improve processes, customer outcomes and recoveries
- Ensuring compliance across Consumer Duty, FCA requirements, Consumer Credit Act and wider regulatory obligations
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
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What I’m looking for - Someone with solid Financial Services collections experience who can combine:
- Strong consumer credit / collections knowledge
- Experience managing collections teams
- Understanding of vulnerability, forbearance and customers in financial difficulty
- Third-party DCA / debt purchaser management
- Strong regulatory awareness
- Good MI, KPI and performance management capability
- The confidence to influence senior stakeholders
- A genuine focus on doing the right thing for customers while delivering commercial results


Get help with your application
Your very own career expert that helps elevate your application to the next level.
This isn't about finding someone who can simply manage a collections team.
I'm looking for someone who can own the function, improve it and make a genuine impact.
If you're an experienced Collections/ Recoveries Manager — or know someone who could be a great fit — drop me over your CV - matt@cactussearch.co.uk
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