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Collections Manager

Hampshire
Posted about 19 hours ago
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I’m working on a really interesting Collections Manager opportunity within a growing Financial Services business in North Hampshire.

This is one for someone who knows consumer collections inside out and wants genuine ownership rather than simply managing a set of KPIs.

You’ll lead a small specialist collections team of around 8–10 FTE, with responsibility for the end-to-end collections operation across consumer credit, BNPL and credit agreements.

The role will cover:

  • Leading, coaching and developing a specialist collections team
  • Managing arrears and collections strategies across multiple customer touchpoints
  • Supporting customers in financial difficulty, including vulnerability and forbearance
  • Ensuring strong customer outcomes within a highly regulated environment
  • Oversight of collections MI, KPIs, performance and operational capacity
  • Managing relationships with third-party collections agencies and debt purchasers
  • Supporting debt sale activity, supplier performance and contractual relationships
  • Working closely with senior stakeholders to improve collections performance
  • Identifying opportunities to improve processes, customer outcomes and recoveries
  • Ensuring compliance across Consumer Duty, FCA requirements, Consumer Credit Act and wider regulatory obligations

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.

What I’m looking for - Someone with solid Financial Services collections experience who can combine:

  • Strong consumer credit / collections knowledge
  • Experience managing collections teams
  • Understanding of vulnerability, forbearance and customers in financial difficulty
  • Third-party DCA / debt purchaser management
  • Strong regulatory awareness
  • Good MI, KPI and performance management capability
  • The confidence to influence senior stakeholders
  • A genuine focus on doing the right thing for customers while delivering commercial results

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This isn't about finding someone who can simply manage a collections team.

I'm looking for someone who can own the function, improve it and make a genuine impact.

If you're an experienced Collections/ Recoveries Manager — or know someone who could be a great fit — drop me over your CV - matt@cactussearch.co.uk

#Collections #FinancialServices #ConsumerCredit #CollectionsManager #DebtRecovery #ConsumerDuty #FCA #BNPL #Credit #Recruitment

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Skills

Consumer Collections
Team Leadership
Arrears Management
Vulnerability Management
Forbearance
Regulatory Compliance
MI and KPI Management
Third-party Agency Management
Debt Sale Activity
Stakeholder Management
Consumer Credit Act
FCA Regulations
Consumer Duty
BNPL
Credit Agreements
Operational Capacity Planning

Location

Hampshire, England, United Kingdom

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