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Ford Motor Company

Commercial Credit Risk Manager

Castle Point
Posted about 16 hours ago
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The Commercial Credit Risk Manager

The Commercial Credit Risk Manager is responsible for developing FCE's approach to originating and managing credit risk for the commercial customer base, including sole traders, SMEs, multi-vehicle fleet customers, and commercial lines of credit, across the full credit lifecycle. The role designs and implements underwriting standards, loss prevention frameworks, and fraud controls tailored to commercial lending risk, supporting sustainable growth of the commercial book.

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I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Skills

Commercial Credit Risk Management
Underwriting Standards
Financial Analysis
Credit Proposal Assessment
EBA Regulations
PRA Regulations
Fraud Controls
Loss Prevention
Cash Flow Analysis
Guarantor Assessment
Credit Scoring
Asset Risk Knowledge

Location

Castle Point, England, United Kingdom

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