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ADM

Credit Manager EMEA

Chelmsford
Posted 21 days ago
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Job Description

Location

Chelmsford (UK) or Poznan (Poland)

About The Role

We are looking for a Credit Manager to join our team and support the business through effective credit risk management and strong partnership with commercial stakeholders. In this role, you will be responsible for assessing customer creditworthiness, monitoring risk exposure, and helping the business make informed decisions while balancing commercial opportunities and financial risk.

Key Responsibilities

  • Conduct credit assessments for new customers and determine appropriate credit limits.
  • Monitor customer, counterparty, and country risk, including KYC-related activities.
  • Review and update existing credit limits based on financial performance and risk exposure.
  • Act as a key interface to Commercial Managers regarding credit limits, payment terms, and credit decisions.
  • Partner closely with the business to identify solutions that support commercial strategies while managing risk.
  • Obtain, analyze, and evaluate customer financial information, including balance sheets and securities.
  • Maintain accurate documentation and records in the GetPaid credit management system.
  • Monitor payment plans and support the management of overdue receivables and bad debt cases.
  • Collaborate with Legal teams on insolvency and debt recovery matters.
  • Prepare and maintain required credit and risk-related reports.
  • Serve as the main point of contact for internal and external stakeholders regarding credit-related inquiries.

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I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Qualifications & Experience

  • Bachelor's or Master's degree in Finance, Controlling, Business Administration, or a related field, or a completed banking, commercial, or administrative apprenticeship.
  • Ideally 3–5 years of experience in a Credit Manager or Credit Controller role within an international organization.
  • Experience within the food production or FMCG industry is an advantage.
  • Certification as a Certified Credit Manager or Certified Credit Controller is considered a plus.
  • Strong understanding of credit risk assessment, financial statement analysis, and receivables management.
  • Fluent in English, both written and spoken. Additional language skills are advantageous.

Skills & Competencies

  • Strong analytical mindset with a structured, detail-oriented, and responsible approach to work.
  • Ability to make sound decisions and solve problems effectively.
  • Confident and assertive communicator with strong stakeholder management skills.
  • Self-motivated, results-oriented, and capable of working independently.
  • Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
  • Resilient under pressure and comfortable dealing with challenging situations.
  • Strong collaboration and teamwork skills.

#IncludingYou

Diversity, equity, inclusion, and belonging are cornerstones of ADM’s efforts to continue innovating, driving growth, and delivering outstanding performance. We are committed to attracting and retaining a diverse workforce and create welcoming, truly inclusive work environments — environments that enable every ADM colleague to feel comfortable on the job, make meaningful contributions to our success, and grow their career. We respect and value the unique backgrounds and experiences that each person can bring to ADM because we know that diversity of perspectives makes us better, together.

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For more information regarding our efforts to advance Diversity, Equity, Inclusion & Belonging, please visit our website here: Culture, Engagement & Inclusion | ADM.

About ADM

At ADM, we unlock the power of nature to provide access to nutrition worldwide. With industry-advancing innovations, a complete portfolio of ingredients and solutions to meet any taste, and a commitment to sustainability, we give customers an edge in solving the nutritional challenges of today and tomorrow. We’re a global leader in human and animal nutrition and the world’s premier agricultural origination and processing company. Our breadth, depth, insights, facilities, and logistical expertise give us unparalleled capabilities to meet needs for food, beverages, health and wellness, and more. From the seed of the idea to the outcome of the solution, we enrich the quality of life the world over. Learn more at www.adm.com.

Req/Job ID

110052BR

Ref ID

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Skills

Credit Risk Management
Financial Statement Analysis
KYC
Receivables Management
Credit Assessment
Stakeholder Management
Debt Recovery
Analytical Thinking
Problem Solving
Communication Skills
Financial Reporting
Risk Exposure Monitoring

Location

Chelmsford, England, United Kingdom

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