Credit Risk Analyst - Transport and Distribution

As a Credit Risk Analyst in the transport and distribution industry, you'll play a key part in assessing financial risks and ensuring strong credit control processes. Your day-to-day work will help the business maintain steady cash flow and minimise financial exposure.

Client Details

This organisation operates in the transport and distribution industry.

Description

• Opening and renewing customer credit accounts having analysed the Experian reports and company accounts where necessary.
• Reviewing the '75% list' to check whether credit limits can be increased or early direct debits need to be taken.
• Helping to oversee the customer account opening process and ensure customer account details are entered correctly.
• Able to help and cover the sales ledger where required including:
  • Daily transfer of supplier electronic data files into our computer system regarding fuel drawings.
  • Problem solving for errors when carrying out the task above.
  • Raising sales invoices for fuel drawings.
  • Providing assistance to the credit controller - production of early invoices, taking direct debits as required and chasing debts.
• Review accounts where we have taken multiple early payments to consider what further action should be taken (increase limit, close account, request deposit).
• Oversee the bank reference process and help where required.
• Speak to customers where required to understand poor Experian reports or accounts and make judgement on whether to keep the account open.
• Learn and provide cover for other functions within the department including the following especially:
  • Monthly payroll
  • Fuel margin analysis
  • Stock reconciliations (weekly and monthly)
  • Ad-hoc accounts department tasks.
  • Help review customer credit accounts across other group companies.