ICBC Standard Bank Plc
Credit Risk Manager (Funds/NBFI)
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Credit Risk Manager (Funds/NBFI)
The Risk division encompasses the Credit Risk, Country Risk, Operational Risk, Physical Commodities Risk Assurance, Business Continuity Management, and Market Risk disciplines. Credit Risk consists of the rating and analysis, ongoing monitoring, and reporting of the credit exposure that the Bank runs.
What you'll be doing
Apply experience and knowledge of specific industry/product area with a view to minimizing the inherent credit risks to the Bank while simultaneously managing these against the rewards implied by the Bank’s activities.
Responsibility for a portfolio of predominately Non-Bank Financial Institutions (NBFIs) clients, with a focus on funds and asset managers, but also including some insurance companies, broker dealers, and bank counterparties too.
Counterparty risk management
- Perform detailed credit analysis of financial information, including published and management reports, financial models, fund newsletters, etc., and appropriate sensitivity scenarios.
- Liaise with clients and potential clients to test and authenticate the information supplied with a view of determining a sound credit opinion of the risks involved.
- Manage the end-to-end credit risk process, including liaising with Front Office on credit limit requests, assessing credit risk ratings, analyzing credit profiles of the counterparties, and evaluating limit requests versus the established counterparty risk appetite, managing credit limit structures.
- Provide input and advice on the credit terms of and support the negotiation of legal documentation, including GMRA and ISDA with CSA.
Transaction risk assessment
- Undertake risk analysis on new and existing transactions for customers with a particular focus on global markets, commodities, and derivative products, but also including some loans.
- Provide assistance to the Front Office on time-sensitive ad-hoc trading requests.
- Apply own Delegated Authority when approving transaction / limit requests.
Portfolio management
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- Ongoing monitoring of the credit-worthiness of the portfolio, using a variety of sources as well as ongoing direct contact with clients.
- Maintaining the bank’s database of client, product, and industry information to support effective portfolio management.
- Monitoring, management, and reporting of customer positions including limit excesses (and if relevant, alerting the relevant support functions when trade exposures are incorrectly reported) and the monitoring of non-payment of/disputed collateral calls and stress testing results.
- Liaise with internal departments – within Credit Risk, as well as with Legal/Documentation, Operations, Compliance, Market/Country Risk, Front Office, Management, etc.
Team and Senior Management Support
- Involvement in and oversight of relevant projects and New Product Processes (NPPs) which relate to the credit risk management of relevant Financial Institution clients.
- Supporting team members in their own relationship management efforts where necessary, including by assisting with ad-hoc credit analysis, performing the secondary credit manager function, etc.
- Provide support to the Head of Financial Institutions Credit Risk, London, and the Global Head: Financial Institutions Credit.
What you'll need to be successful
We're looking for the following skills and experience. If you don't have all of these but think you could be a good fit for the role, get in touch.
- Experience of working in a regulated environment, ideally Financial Services would be beneficial
- Proven experience of credit analysis, ideally covering funds/NBFIs
Why should you join us?
ICBC Standard Bank Plc (ICBCS) is a leading financial markets and commodities bank, driven to deliver the right outcomes for our stakeholders, clients, counterparties, and markets. We benefit from a unique Chinese and African parentage and an unrivalled global network and expertise. We're headquartered in London, with operations in Shanghai, Singapore, and New York.
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We're a diverse and close-knit global team. We put people first, giving talented, self-driven professionals the flexibility, rewards, and freedom to grow their expertise and realize their potential.
Our vision statement, "Be Yourself, Succeed Together," underpins our drive for an open and transparent culture which values difference, enabling everyone to thrive whilst being themselves. We have an active E, D&I forum and we're growing other employee network groups, including for women and neurodiversity.
We're committed to the principle of equal opportunities. All applicants will be treated equally and will be considered on their merits and skills without discrimination.
What’s in it for you?
Financial
- Market-based pay based on skills and experience
- Discretionary annual bonus
- Pension contribution 10% (employee contribution 5%)
- Travel insurance
- Life assurance and income replacement insurance
Hybrid working
- The option to work remotely up to two days per week, depending on the role.
Family
- 6 months maternity leave at full pay
- 4 weeks paternity leave at full pay
- Enhanced shared parental leave pay
- Coaching for family leave returners
- Access to emergency care via My Family Care
- Paid fertility and miscarriage leave
Wellbeing
- Private medical insurance
- Bike2Work scheme
- Health and fitness subsidy
- Holiday exchange
- Employee Assistance Programme
- Menopause policy
Community
- Paid volunteering leave
- Give As You Earn scheme
- Vibrant CSR and engagement forums
- Fundraising for our charity partners
Development
- A suite of opportunities to build the skills you need to excel in your role
If you’re excited about becoming part of our team, get in touch. We’d love to hear from you!
ICBCS has appointed Robert Walters Outsourcing (RWO) to manage its recruitment process and Preferred Supplier List (PSL). Unsolicited CVs sent directly to ICBCS or its staff from non-PSL agencies will not be accepted, and no fees will be paid for such submissions.
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