Credit Risk Manager , Lombard Lending , Investments & Banking , Wealth Management

The Company:

Our client is a highly recognised Private Bank specialising in investment, institutional asset management & private wealth management.

The Role

The Credit Risk Manager will monitor daily Lombard and insurance policy shortfalls through the monitoring tool and will breach report, liaising with Relationship Managers to obtain action plans and deadlines by which any shortfalls will be fixed. Propose/assist with alternative solutions to the CRMs to regularise shortfalls.

• The Credit Risk Manager will prepare and send margin call letters to Relationship Managers and will instruct liquidation of all or part of assets when a margin call must be executed.
• The Credit Risk Manager will use Personal Approval Authority to approve smaller shortfalls, up to delegated limit. Submit Monthly Shortfall Watch List to the Local Credit Committee. Set up portfolio simulations and daily securities analysis for possible attribution of standard lending and weighting rates.
• The Credit Risk Manager will run stress tests / forecasts based on global and market events. For complex and outside credit policy lending applications, recommended by Credit Structuring & Analysis team, The Credit Risk Manager will undertake a review and assessment for the Local Credit Committee Chair.
• The Credit Risk Manager will, as required, act as deputy for Head of Credit Risk at Local Credit Committee meetings. Assist risk colleagues, as necessary, with validation of payments, new loan validations, input of data / making pricing adjustments.