Hays
Credit Risk Specialist
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Your new company
Our client is seeking an experienced Interim Credit Specialist to support a high-profile project focusing on financial calculations, regulatory compliance, and customer credit processes within a lending financial services organisation in the Northamptonshire area.
Your new role
This role will suit a commercially minded credit professional with strong analytical skills and a deep understanding of consumer credit products, settlements, interest calculations, and regulatory requirements. Based on the content of the position will play a key role in reviewing, validating, and improving financial calculation methodologies and customer account processes.
Key duties
- Review and validate financial calculations across the customer lifecycle.
- Support settlements, refinancing, repayment schedules, and account servicing activities.
- Investigate calculation discrepancies and identify root causes.
- Ensure compliance with consumer credit regulations and lending policies.
- Work closely with operational, risk, compliance, and technology teams.
- Assist with remediation projects, customer redress programmes, and historical account reviews.
- Maintain accurate documentation, controls, and audit trails.
- Produce MI and reporting on risks, performance, and calculation accuracy.
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What you'll need to succeed
- Proven experience within Consumer Credit, Finance, Banking, or Lending environments.
- Strong understanding of credit calculations, interest methodologies, settlements, and repayment structures.
- Experience supporting regulatory change, compliance, or remediation projects.
- Excellent analytical and problem solving skills.
- Ability to interpret complex regulations and translate them into practical business processes.
- Advanced Excel and data analysis experience desirable.
What you'll get in return
- Competitive day rate.
- Flexible hybrid working.
- Opportunity to work on a business critical transformation and governance programme.
- Immediate start available.
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Desired Skills and Experience
This role will suit a commercially minded credit professional with strong analytical skills and a deep understanding of consumer credit products, settlements, interest calculations, and regulatory requirements. Based on the content of the position will play a key role in reviewing, validating, and improving financial calculation methodologies and customer account processes.
Hays EA is a trading division of Hays Specialist Recruitment Limited and acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk
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