Customer Journey Senior Manager - Business Banking

The successful candidate will balance customer outcomes, commercial objectives, regulatory obligations, fraud prevention and operational resilience within a complex payments environment. They will analyse and resolve business-critical challenges, influence strategic decision-making, and lead significant product, process and technology change programmes. With accountability for short, medium and long-term outcomes, the role focuses on delivering measurable business value through clear payment journey strategies, continuous optimisation and the successful delivery of transformational change.

About you

As a minimum requirement, you’ll have:

• Significant and demonstrable experience in Business Banking or Corporate Banking payments within a bank, building society, payment service provider or closely related regulated environment
• Deep knowledge of Business Banking payment products, propositions, customer journeys and operational processes, including payment initiation, mandates and entitlements, authentication, authorisation, routing, processing, settlement, returns, exceptions, investigations, reconciliation and servicing
• Practical understanding of UK and international payment types and schemes relevant to business customers, including Faster Payments, Bacs, CHAPS, Direct Debits, SWIFT, SEPA, international and cross-border payments, bulk and file-based payments and account-to-account payments
• Understanding of business customer needs including multi-user access, complex mandates, cash-flow visibility, payment limits, cut-off times, receivables, liquidity and cash-management capabilities
• Experience in digital or non-digital product ownership or management, systems and design thinking, value-stream mapping, technical leadership or delivery leadership
• Experience working in a technical environment with an understanding of payment platforms, APIs and integration, development, testing and the software delivery lifecycle
• Knowledge of payment-related regulation, scheme compliance, fraud, financial crime, sanctions, conduct, data, reconciliation, operational risk and operational resilience

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

QUALIFICATIONS

The extras you’ll get

There are all sorts of employee benefits available at Nationwide, including:

• 30 days holiday, pro rata
• Private medical insurance
• A highly competitive pension to help you build a strong foundation for retirement
• Access to an annual performance-related bonus
• Training and development to help you progress your career
• A great selection of additional benefits through our salary sacrifice scheme
• Life assurance to provide peace of mind for you and your loved ones in the event of your death
• Wellhub – access to a range of free and paid options for health and wellness
• Up to 2 days of paid volunteering a year

Banking – but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community, we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide.

What to do next

If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us.

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.

Keeping your data and personal information confidential is important to us. To find out more about how we use and process your data, please read our Privacy policy [https://nationwide-jobs.co.uk/privacy].

If you want to find out more about using AI in our recruitment process, please read more here [https://nationwide-jobs.co.uk/help-and-support].

Disability Confident

We’re not just guided by data, we’re driven by the real experiences of our people. We’re a Disability Confident Level 3 Leader, the highest level.

That’s why we’re constantly evolving our policies and practices to make sure everyone feels genuinely supported, valued, and empowered to champion inclusion. Whatever your needs, we’re here to support you. If you need any additional support throughout your application journey, email our team at Recruitment Support [Recruitment.