Director of Structured Finance

Our client is a well-backed start-up who are building a new world financing platform for the digital economy, combining deep industry expertise, robust risk and data models, and AI-native underwriting. They are now looking for a Director of Structured Finance to join the team, as the most senior risk voice. This role can be based in London or New York.

You will be responsible for building and owning the company's end-to-end risk management framework - from transaction-level risk assessment through portfolio monitoring and early warning systems. Working in collaboration with the origination, legal, and finance teams, you will have a meaningful impact on deal structuring, the product offering and how your domain expertise is integrated into the underwriting platform. This is a high-impact, highly visible role with direct exposure to senior leadership, clients, and the risk committee.

What you will be doing

• Partner with origination teams on deal qualification, ensuring risk considerations are integrated from initial screening through closing.
• Own and continuously evolve the risk management framework, including risk appetite, policies, concentration limits, and governance processes.
• Build and maintain portfolio risk monitoring infrastructure: early warning indicators, covenant compliance tracking, performance triggers, and stress testing.
• Develop quantitative risk models to assess probability of default, loss given default, and expected loss across the portfolio.
• Prepare and present risk assessments, investment memoranda, and portfolio reports to the risk committee and senior leadership.
• Serve as a key contributor in negotiations with financial partners and prospects.
• Lead counterparty risk and concentration risk analysis at both deal and portfolio level.
• Collaborate with legal counsel on risk-protective transaction documentation, including term sheets, credit agreements, and covenant packages.