Westminster Commercial Finance
Graduate Financial Consultant
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Graduate Financial Consultant
Location: London, United Kingdom
Job Type: Full-time, Permanent
Salary: £40,000 – £45,000 per annum, depending on qualifications and experience
Additional Earnings: Performance-related bonuses and structured salary progression
Build Your Career in Financial Consultancy
We are looking for an ambitious graduate to join our London team as a Graduate Financial Consultant. This opportunity is designed for someone who wants to turn their academic knowledge into practical commercial experience while developing a career across financial analysis, business finance, and consultancy.
Rather than being limited to one narrow area of finance, you will gain exposure to different businesses, sectors, and financial scenarios. You will work alongside experienced professionals, developing the analytical and commercial skills required to understand a client's financial position and support the development of appropriate business finance solutions.
You are not expected to arrive knowing everything. We are looking for strong potential, commercial awareness, and someone prepared to continuously develop their professional knowledge.
What You'll Be Doing
Your responsibilities will develop as you progress through the graduate programme and may include:
- Reviewing company accounts, management information, and other financial documentation.
- Assessing the financial position and commercial requirements of businesses.
- Supporting consultants with client fact-finding and financial assessments.
- Researching commercial finance products, lenders, and potential funding routes.
- Preparing financial summaries, reports, and internal recommendations.
- Comparing commercial funding structures, costs, and repayment considerations.
- Assisting with the preparation of business finance applications.
- Communicating with clients to obtain supporting financial and business information.
- Working with senior consultants on more complex commercial cases.
- Maintaining accurate client and case records.
- Developing an understanding of risk, affordability, and commercial decision-making.
- Keeping your knowledge current through structured training and continuing professional development.
- Gradually taking responsibility for your own portfolio of commercial clients as your experience develops.
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What We're Looking For
We welcome applications from graduates from a range of academic backgrounds, particularly:
- Finance
- Economics
- Accounting
- Banking
- Business
- Mathematics
- Financial Management
- Investment
- Data & Analytics
You should have:
- A degree or equivalent higher education qualification.
- Strong numerical and analytical ability.
- Good written and verbal communication skills.
- An interest in financial services and commercial finance.
- The confidence to communicate professionally with businesses and senior stakeholders.
- Good attention to detail.
- Level 4 consultancy analysis certification.
- The ability to interpret information and explain financial concepts clearly.
- Strong organisation and time-management skills.
- A strong willingness to learn.
Previous professional financial-services experience is not essential. Internship, placement, customer-facing, banking, accounting, or business experience would be advantageous.
Graduate Development
This is intended to be a genuine career-development position rather than simply an entry-level administrative role.
During your first year, you will receive structured exposure to areas including:
Commercial Finance
Understand how businesses use external finance to support growth, investment, working capital, and other commercial objectives.
Financial Analysis
Develop your ability to interpret accounts, cash flow, financial ratios, and business performance.
Client Consultancy
Learn how to conduct professional conversations with businesses, establish their requirements, and communicate financial information effectively.
Risk & Due Diligence
Understand the importance of accurate information, affordability, commercial risk, and appropriate due diligence.
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Professional Development
Continue developing your technical knowledge through internal training, mentoring, and relevant CPD.
As your knowledge and confidence increase, you will progress from supporting experienced consultants to handling greater responsibility and managing your own client relationships.
Salary & Benefits
The starting salary for this position is £40,000 – £45,000, depending on qualifications and relevant experience.
In addition, successful candidates will have access to:
- Performance-related bonuses.
- Salary reviews are linked to progression and responsibility.
- Structured graduate training.
- Mentoring from experienced finance professionals.
- Clear progression opportunities.
- Exposure to businesses across multiple sectors.
- Increasing responsibility as your experience develops.
- Opportunities to progress into consultant and senior consultant positions.
Career Progression
We want graduates joining the business to see this as the beginning of a long-term professional career.
A typical progression route could include:
- Graduate Financial Consultant
- Financial Consultant
- Senior Financial Consultant
- Senior/Principal Consultant
- Management
Progression will be based on your performance, technical development, commercial understanding, and ability to build professional client relationships.
Who Will Succeed in This Role?
This position will particularly suit someone who is commercially curious.
You might find yourself asking why one business is highly profitable but experiencing cash-flow difficulties, why another company requires finance to expand, or how different funding structures can affect a company's financial position.
If you enjoy analysing situations, solving problems, and communicating with people, financial consultancy can provide a varied career where no two businesses are exactly the same.
Apply
If you are a graduate looking to begin a professional career in finance and want a position offering genuine training, responsibility, and progression, we would like to hear from you.
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