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Head of Compliance
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Head of Compliance & MLRO (Crypto & Cross-Border Payments)
London, Remote · £110,000 to £130,000+ base, plus bonus and a generous equity package
A fast-growing cross-border payments business moving money across African markets is hiring a Head of Compliance & MLRO. They run local collections, corporate treasury and FX, and automated payouts, with hybrid fiat and stablecoin settlement. They sit inside a payments group that raised a $55m Series B in 2025 and has just won a hard licence in its home market.
Crypto is where the regulatory work is. This role leads it.
What you'll do
- Own the crypto and stablecoin regulatory agenda: permissions, registrations and the regulator relationships behind them
- Build the financial crime controls for crypto and stablecoin flows: wallet screening, travel rule, chain analytics, monitoring
- Run the compliance framework for the core payments business: collections, payouts, domestic acquiring, FX, and cross-border flows
- Lead AML, CFT, sanctions, and transaction monitoring, plus KYC and merchant due diligence
- Act as MLRO for UK operations and primary contact with the FCA
- Oversee Merchant-of-Record tax, VAT, and settlement reporting
- Manage due diligence on local PSPs, acquiring partners, and banks
- Embed AI and RegTech tooling across the function, and build the team
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What you need
- Crypto is at the center of your recent experience. You have worked at a firm handling crypto or stablecoin authorization. You do not need to have run the application yourself
- Real cross-border payments and FX experience, with working knowledge of the PSRs, EMRs, and PSD2
- Multi-country compliance experience, ideally including emerging markets
- 8 to 12+ years in compliance, regulatory, or risk roles in payments or fintech
- Commercial judgment. Someone who finds the conditions under which a corridor works, not someone whose instinct is no
- Fluency with AI tooling and a strong grounding in risk
- UK-based, with the right to work in the UK without sponsorship. A UK presence is a regulatory requirement
- You do not need to hold or have held SMF15, SMF16 or SMF17
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- Emerging-market, mobile money or MoR experience is a plus.
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