X4 Technology
Head of Compliance
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🚨 Head of Compliance & Regulation | Fintech / Payments
An exciting opportunity has opened for a senior Compliance & Regulatory leader to join a fast-growing fintech operating across international markets.
The role will sit at a senior level within the business, taking ownership of the compliance and regulatory framework while working closely with Product, Payments, Treasury, Engineering and external stakeholders.
The opportunity:
- Lead and develop the overall compliance and regulatory strategy
- Manage regulatory engagement, licensing, approvals and reporting across multiple jurisdictions
- Own frameworks across AML, CFT, sanctions, transaction monitoring, KYC/KYB and broader financial crime
- Provide regulatory guidance across payments, cross-border money movement and financial products
- Work closely with Product and Engineering to embed compliance into products, payment flows and internal systems
- Oversee regulatory relationships with banks, PSPs, acquiring partners and regulators
- Support the business through regulatory change and expansion into new markets
- Manage external compliance advisors and service providers
- Potentially take on MLRO / DPO responsibilities, depending on experience and jurisdiction
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What they’re looking for:
- Strong senior-level experience across compliance, regulation or risk
- Background within payments, fintech, banking, financial services or a closely related environment
- Strong understanding of payments regulation and financial crime frameworks
- Experience working across multiple jurisdictions
- Proven experience engaging with regulators, financial institutions, PSPs or similar stakeholders
- Comfortable operating in a high-growth, entrepreneurial environment with a pragmatic approach to compliance
- Strong communication and stakeholder management skills
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Experience across emerging markets, Africa, acquiring, mobile money, crypto/stablecoins or Merchant-of-Record models would be advantageous, but isn't essential.
đź“Ť England-based - the successful individual will need to be based in England to work closely with the FCA and UK regulatory requirements.
❌ Unfortunately, sponsorship is not available for this position.
If you're a senior compliance professional looking for a role where you can genuinely shape the regulatory framework and support international growth, we'd be keen to hear from you.
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