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Head of Operations - Mortgage Lending

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Senior Head of Operations Opportunity
I’m currently working on a senior Head of Operations opportunity with a specialist Financial Services business in North Hampshire.
About the Role
This is a genuinely broad operational leadership role within a mortgage and specialist lending environment, with a particular focus on Buy-to-Let.
The successful candidate will have oversight across the operational journey, including:
- Pre-underwriting / pre-completion
- Underwriting operations
- Completions
- Mortgage servicing
- Asset management / collections
- Accounts
- Collections & recoveries
- Operational controls and governance
This is a role for an experienced operational leader who can look across the whole customer and lending journey, identify where things can work better and then actually make the changes happen.
Responsibilities
The opportunity - You’ll be responsible for:
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
- Leading and developing operational teams
- Driving operational performance, service quality and customer outcomes
- Improving processes, controls and operational efficiency
- Leading transformation, automation and continuous improvement
- Owning operational risk, governance and regulatory controls
- Managing third-party suppliers and strategic partners
- Using MI and performance data to identify risks and opportunities
- Managing resource planning, capacity and budgets
- Acting as a senior escalation point across operational and customer matters
- Influencing senior leadership and executive stakeholders
Requirements
What I’m looking for - The key piece is mortgage / lending operations experience.
- Specialist mortgage lending
- Buy-to-Let
- Residential or commercial lending
- Mortgage servicing
- Underwriting / completions
- Collections & recoveries
- Regulated Financial Services


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You’ll also need strong experience around operational risk, governance, controls, regulatory compliance, change and transformation.
I'm particularly interested in people who have progressed beyond simply running an operation and can demonstrate that they've built, improved, transformed and strategically led one.
This is a senior appointment and I'm looking for a genuinely high-calibre operational leader with the mortgage/lending experience to make an immediate impact.
If you're considering your next move — or know someone who should be having this conversation — matt@cactussearch.co.uk
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