Tandem Bank
Head of Regulatory Reporting

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Head of Regulatory Reporting
Working Pattern: Monday to Friday, 09.00 - 17.00 36.25 hours per week
Salary: £dependent on experience and up to 30% bonus and benefits
Location: Hybrid work from either our London or Blackpool offices
About the Role
💚 Shaping the future of sustainable digital banking 💚
Launched in 2014 as one of the UK’s original challenger banks, Tandem is proudly headquartered in the Northwest, with over 500 people working across the UK. People join Tandem because they want to shape something meaningful. Here, you’ll use your skills to create products that empower people to make better financial choices and lower their environmental impact. We’re big enough to drive real change, small enough for every voice to be heard, and united by a shared purpose that inspires us to move forward - together.
Recognised in The Sunday Times Best Places to Work for 2024 and 2025, Tandem has also been named in The Sunday Times 100 Tech list for two consecutive years in 2025 and 2026 – a list of the fastest growing tech companies in Britain, reflective of our growing industry presence. Tandem was also awarded Investor in Customers’ Gold Standard based on customer and employee feedback and is a Certified™ Great Place to Work®.
Tandem is growing fast and helping to shape the future of sustainable banking.
Your Team: Collaborators in Change
Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers.
The Role
The role will focus on leading the delivery of Regulatory Reporting for the Bank (including Capital and Liquidity) with a focus on keeping pace with the continuing change of the regulatory reporting environment and developing further efficient, effective reporting.
Your Impact: Building a Sustainable Tomorrow
As a Head of Regulatory Reporting at Tandem your focus will be on:
Leadership
- Lead and inspire the regulatory reporting team, responsible for production of full suite of regulatory reports and reporting of regulatory metrics.
- Develop metrics to manage the success and improvements of the regulatory reporting team.
- Lead initiatives to improve processes, controls and documentation in all areas impacting regulatory reporting, ensuring adequate sponsorship across the business.
- Lead the delivery of the automation and continued transformation of the Group’s regulatory reporting function
- Lead the delivery of business insight and education so that the regulatory impact of new opportunities or growth of existing business is understood
- Feed into commercial business plans
- Maintain the suite of policy and governance documentation regarding the effective governance of regulatory reporting
- Build relationships with second line risk and third line internal audit teams to foster highly effective relationships and 3LoD model.
- Provide regulatory input into system change and migration programmes, ensuring data flows into regulatory returns are maintained and validated throughout
- Author and maintain formal regulatory interpretation papers for PRA, Board, and ALCo consideration
- Manage the team's relationship with the data and technology teams, providing clear requirements for regulatory data sourcing, tape builds, and quality assurance
- Liaise with and cultivate strong working relationships with Finance senior management, ensuring inclusion in all necessary forums and updates to enable the Regulatory Finance function to remain abreast of Group policies and interpretations of regulatory reporting developments as and when they occur.
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Technical
- Keep up to date with all new changes to the UK regulatory environment, including the responsibility for horizon scanning of regulatory matters and the necessary interpretation of regulatory policies.
- Attend the Prudential Risk Working Group which is the key committee for review and approval of regulatory interpretations, ensuring that the Bank has an agreed position on future material regulatory changes.
- Principal user of the Bank’s online submission systems RegData and BEEDS
- Provide analysis and commentary on significant items within the returns
- Sign off on the sole and consolidated regulatory returns and deal with any external queries.
- Co-ordinate completion, review and submission of the returns to the regulator.
- Own the bank's Basel 3.1/ SDDT implementation from a regulatory reporting perspective, including COREP template updates, revised risk-weighting methodology, and associated interpretation positions
- Provide regulatory input into key transactions relevant to the Bank, including return mapping across entities, process integration and regulatory implications
Requirements
We’d love to hear from you if you have:
- Significant experience of working in a regulated Financial Services environment within UK PRA, FCA and BoE reporting
- Qualified ACA or equivalent
- Understanding of retail banking products
- Be able to represent the Bank to senior management as well as internal and external stakeholders
- Have excellent people management skills/experience.
- Conceptual/ big picture thinking with prior of experience of leading transformation and ongoing improvements
- Demonstrable experience of leading a regulatory reporting team through a material regulatory change programme
- Experience of FCA consumer credit reporting, including PSD008/009, MLAR, or equivalent
- Experience of writing regulatory interpretation papers and presenting technically credible positions to boards, ALCo, and regulators
- Experience of contributing to system change projects from a regulatory reporting perspective
- Experience of leading Recovery Plan or Solvent Exit Analysis work
Rewards that Reflect Your Value
At Tandem, your hard work is rewarded in many ways, and we have an enhanced employee benefits package on offer:
- 25 days annual leave plus 8 days Bank Holiday
- An additional day off for a ‘celebration day’ including, but not limited to, birthdays, weddings, religious holidays, graduations etc
- Buy or sell up to 5 days holiday a year
- Healthcare cash plan through Westfield Health
- Life Assurance at 3 x salary
- Electric Vehicle salary sacrifice scheme
- Cycle to Work salary sacrifice scheme and a free helmet
- Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)
- Smart Tech scheme (buy goods with 0% interest)
- 10% discount on solar panels
- Tandem Hub for treats, cash back and discounts on UK retailers
- 2 days per year paid volunteering
- Free cereal, snacks and drinks in all offices
- Quarterly team social budgets


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Please note, some benefits are subject to eligibility criteria, such as passing your probation.
Our Green Deal: Your Impact Amplified
A little welcome gift from us to you, we’ll plant a tree in the Tandem Grove and you can enter into our “Green Deal” below:
- Volunteer 14.25 hours a year for charity > receive a half day on a Friday
- Take part in a fundraising event > Tandem will match up to £200 a year
- Have renewable energy at home > receive an additional 1-day annual leave
- Drive an electric car > receive £500 towards a home charger
- Use public transport or have a low emissions/hybrid car > entry into a £200 prize draw
- Sign up to cycle to work scheme > receive £30 voucher for a cycling helmet
Ready to Make Your Mark?
Apply now and let's pave the way to a more sustainable world, together. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. We will close adverts once we have received enough applications so please apply asap if you’re interested in the role.
Sourcing Model
Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page.
Equal Opportunity Employer
Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.
Please be aware that background checking (including credit, criminal records and CIFAS Internal Fraud Database Checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.
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