You will work closely with Actuarial, Insurance teams, Underwriter Finance and both the Cayman and Malta administrators and auditors. Success depends on being genuinely curious about how insurance numbers behave; asking why a reserve moved rather than only confirming that it reconciles.

Key Responsibilities

• Insurance reserve analysis and reporting for the Asservo book; prepare and analyse monthly movements in IBNR, unearned premium reserve, unexpired risk reserve, and outstanding claims reserve.
• Support the actuarial reserving cycle- preparing claims and premium data extracts, reconciling actuarial output back to NetSuite, and documenting the basis of booked reserves.
• Maintain reinsurance recoverable positions on unearned premium and unpaid claims.
• Captive premium, claims and reinsurance flows.
• Analyse and reconcile captive written premium and inwards reinsurance written premiums, including UPR movements.
• Reconcile paid claims direct and inwards RI and ceding commission.
• Validate bordereaux and cedent data supporting the captive’s written and earned premium.
• Reconcile the Asservo reinsurance payable and intercompany loan positions, coordinating with Underwriter Finance and Financial Control.
• Prepare monthly Asservo reporting packs, with commentary on drivers of reserve and technical result movements.

To Help Us Level Up, You'll Ideally Have

• 5+ years of finance or analytical experience within insurance, reinsurance, a captive, an insurtech or an insurance audit practice.
• Working knowledge of insurance technical balances: IBNR, UPR, unexpired risk, outstanding claims reserves and reinsurance recoverables, and how they move.
• Part-qualified or qualified accountant (CA, ACCA, CIMA, CPA, RA), or an actuarial / quantitative background with financial reporting exposure. Equivalent practical experience considered.
• Strong Excel skills, including working with large premium and claims data extracts. Experience with NetSuite is an advantage. Comfortable using similar tools in day-to-day work.
• Demonstrated reconciliation discipline; able to build a clean, reviewable workpaper and explain a variance.

Why Cover Genius?

Cover Genius not only cares about being the best in our industry, we care about our team. We’re a business that understands life can be fluid and so we flex to ensure we provide the environment to suit that. What does that mean?

• Employee Stock Options - we want our people to share in our success, we reward them with ownership for their contribution in creating a world-class company.
• Work with like-minded people who are passionate about both the work we're doing and giving back. Our CG Gives programs enables us to all become philanthropists through our peer recognition and rewards system.
• Social Initiatives - pictures [https://www.instagram.com/p/B9qnOuUpDVx/] speak a thousand words!

Sound interesting? If you think you have the best composition of the above, send us your resume and let's chat!

Cover Genius promotes diversity and inclusivity. We don't tolerate discrimination, demeaning treatment of anyone, or harassment due to race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or any other legally protected status.

By submitting your application, you acknowledge that we may collect, store and process your personal data for recruitment purposes. To ensure a fair evaluation, we may use AI to assist in sorting applications, but all final decisions are made by our hiring team and no candidate dispositions are automated. We will keep your information on file for three years from the date of your application. For detailed information about how we handle your data and our use of AI, please review our full Privacy Policy [https://covergenius.com/privacy-policy/].