Ministry of Housing, Communities and Local Government
Investment Structures Advisor
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Bristol, Darlington, London, Manchester, Wolverhampton
Job Summary
We are MHCLG
Do you have the judgement and financial expertise to review complex transactions, assess risk to government and shape major investment decisions?
Are you motivated by the opportunity to influence how public and private capital can be deployed to unlock housing, regeneration and infrastructure at scale?
If so, we have an exciting opportunity for an Investment Specialist / Senior Investment Manager (Structured Finance, Risk and Housing Investment) to join our team at the Ministry of Housing, Communities and Local Government (MHCLG) and we’d love to hear from you.
This is a senior specialist role with impact across some of MHCLG’s highest-profile investment and policy priorities. You will provide expert advice on complex transactions and financial structures, helping the department assess risk, structure interventions and develop approaches that unlock investment into housing, land and infrastructure. The role spans three core areas: housing guarantees and credit risk/deal assurance, considering potential investor appetite and structuring for institutional investments into housing schemes - with a particular focus on affordable housing, and considering financial investment, risk mitigation and approaches to raising finance following Spending Review decisions.
You will operate across a varied and strategically significant portfolio. Working within the Guarantees team, where MHCLG is the final decision-maker on individual guarantee cases and needs strong financial and banking judgement for the most complex transactions, and are also responsible for guarantee models, where ministers are interested in increasing housing delivery while lowering fiscal impact.
You will also have a broader responsibility to work across the Regeneration and Housing Group to provide expert analysis on policy proposals as they are developed – assessing the commercial and financial implications of innovative delivery models, supporting the provision of high quality advice to Ministers, and then working with delivery partners – such as the National Housing Bank – to support implementation of those models.
This role is intended to strengthen long-term in-house capability in a highly specialist area where external support has often been required. It will suit someone able to move confidently between complex priorities, provide clear advice to senior non-specialists and bring deep expertise from banking, investment, structured finance or a similarly commercial environment.
Job Description
As the Investment Specialist / Senior Investment Manager (Structured Finance, Risk and Housing Investment) your responsibilities will include:
- Leading the review of complex transactions and investment proposals, assessing deal structures and quantifying the level of risk to HMG.
- Providing expert advice on guarantees, credit risk and deal assurance, including reviewing transactions where advanced financial judgement is needed.
- Developing and interrogating financial models, including scenario analysis and risk sensitivities, to support decision-making and value for money assessments.
- Advising on investor appetite and structuring, including institutional investment options to bring additional private capital into affordable housing.
- Supporting policy development on development finance and stewardship models, including mapping financial flows, dependencies and relevant legal and financial structures.
- Explaining complex financial and technical issues clearly to non-specialists, including senior leaders and Ministers, to support high-quality decision-making.
- Working across teams and with external partners, including Homes England and financial institutions, to strengthen MHCLG’s investment capability and reduce reliance on consultancy support.
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Person specification
To be successful in this role, you will need to combine strong technical finance capability with the leadership, judgement and influencing skills expected of a senior specialist at G6 level.
You will have a proven ability to review complex deals and assess risk, bringing a strong credit mindset and the confidence to challenge assumptions, test downside scenarios and provide balanced advice on risk exposure and value for money.
You will also have strong financial modelling capability, including experience building or interrogating models to assess scenarios, sensitivities and financial risk. Alongside this, you will bring knowledge of financial structuring, including areas such as guarantees, debt, covenants, security arrangements and cashflow waterfalls.
A critical requirement is the ability to communicate complex finance to non-specialists. You will be able to translate technical analysis into clear, practical advice for senior stakeholders, helping others understand the key risks, trade-offs and implications of different options.
We are particularly interested in candidates with significant relevant experience, likely gained in a bank, financial institution or similarly commercial environment, who have worked closely on investment transactions and have experience quantifying risk and reviewing the financial products or proposals of others.
It would also be beneficial if you bring housing or land-specific domain knowledge, familiarity with the government accounting or HMT framework, or infrastructure finance experience. However, these are not essential where candidates can demonstrate strong transferable expertise in structured finance, investment and risk.
Why join MHCLG?
This is a rare opportunity to apply specialist financial expertise to issues of major national significance. You will work on complex and high-value investment questions that directly support the delivery of homes, regeneration and infrastructure, while shaping how government works with private capital to achieve public outcomes.
MHCLG Also Offers a Strong Overall Employment Proposition
- Meaningful impact – your work will influence major decisions, high-profile programmes and ministerial priorities.
- Excellent pension – the Civil Service pension provides a highly competitive and valuable long-term benefit.
- Work-life balance – this is an opportunity to work on complex and strategic issues in an environment that supports flexibility and a more sustainable balance than many comparable private sector roles.
- Breadth and visibility – you will work across guarantees, affordable housing, land policy and new towns, engaging with senior leaders, delivery partners and external institutions.
Alongside your salary of £79,098, Ministry of Housing, Communities and Local Government contributes £22,914 towards you being a member of the Civil Service Defined Benefit Pension scheme. Find out what benefits a Civil Service Pension provides (opens in a new window).
At MHCLG we offer many benefits that range from tailored career pathways and flexible working to MyLifestyle Staff Benefits Scheme, Childcare Vouchers, and Cycle to Work Schemes. For more information, please click here.
Artificial intelligence
Artificial intelligence can be a useful tool to support your application, however, all examples and statements provided must be truthful, factually accurate and taken directly from your own experience. Where plagiarism has been identified (presenting the ideas and experiences of others, or generated by artificial intelligence, as your own) applications may be withdrawn and internal candidates may be subject to disciplinary action. Please see our candidate guidance (opens in a new window) for more information on appropriate and inappropriate use.
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Selection process details
Application and Selection
The application process will be split into 2 stages, testing the following Success Profiles:
- Behaviours
- Experience
- Technical
Please ensure your CV does not contain any personally identifiable information.
Note: We do not consider direct CV applications. All applications must be submitted via the provided application link.
Important: Your CV and Cover Letter must be merged into a single document before uploading.
Stage 1: Sift (CV & Cover Letter)
How to Apply -
To apply you will need to submit a CV and Statement of Suitability via the Be Applied link. Your CV (up to two pages) should set out your career history, with key responsibilities and achievements. Please ensure you have provided reasons for any gaps within the last two years. Your Statement of Suitability (up to two pages) should explain how your personal skills, qualities and experience provide evidence of your suitability for the role, with reference to the essential and desirable criteria for the role.
If you run into any technical problems when applying through Be Applied (for example, trouble logging in or submitting your application), their support team can help. Please contact them at hello@beapplied.com.
Stage 2: Interview
Behaviours: Working together, Seeing the big picture, Communicating and influencing
Experience: Experience questions will be based around the essential skills and criteria as listed in the job description.
Technical: Technical questions will be based around the essential skills and criteria as listed in the job description.
Candidates will be asked to prepare a 5-minute presentation, further details will be provided on invitation to interview.
Sift and Interview Dates
Sifting is envisaged to take place the week commencing 14/09.
Interviews are envisaged to take place the week commencing 28/09 and are currently being held remotely via videocall. This could be subject to change.
Disability Confident Scheme (DCS)
We are a Disability Confident employer.
We apply a fair and proportionate interview process for all candidates. In line with our commitment to the Disability Confident Scheme (DCS), we aim to progress candidates who apply under the Disability Confident Scheme and meet the required minimum selection criteria.
However, where high application volumes are received, progression to interview may be limited to those who best meet the role criteria. In these circumstances, the benchmark required to proceed to interview may be raised for all candidates.
How We Recruit
Find out more about our recruitment processes here.
- Applying
- Sifting
- Interview
- Interview Results & Feedback
- Reserve List
- Near Miss
- Civil Service Grades
- We are a DCS, RIS & GPTWV employer
- Reasonable Adjustments
How To Apply
Find out everything you need to know before applying here.
You must review the following information from the MHCLG Career's Site before submitting your application. This step is essential to ensure your eligibility for the role and that your application is completed correctly.
- Security Clearance Requirements
- Civil Service Nationality Requirements
- Right to Work
- Civil Service Code and Recruitment Principles
- CV Declaration
- Sponsorships
- Salary and Grade
- Existing Civil Servants
- Conflict of Interest
- Location and Flexible Working
- Internal Fraud Database
- Appeals and Complaints
- Fixed Term Appointments for:
- External Candidates
- Existing Civil Servants (Including Loans)
- Second
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