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Finseta

Junior Payments Analyst

London
£35k/yr
Posted about 20 hours ago
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About the Role

We are looking for a motivated and detail-oriented Junior Payments Analyst to join our Settlements team. This is an excellent opportunity for a graduate or early-career professional looking to build a career in the FinTech industry.

The successful candidate will play a key role in supporting the day-to-day execution of operational activities related to Payments. Initially, the focus will be on learning core business processes and ensuring daily activities are completed accurately and efficiently.

You’ll gain hands-on experience in payments and operations in a fast-growing publically listed, multi-jurisdictional organisation. Alongside daily operational responsibilities, you'll work collaboratively with external teams and be encouraged to identify opportunities to improve processes, increase efficiency, and contribute to operational change initiatives.

Key Responsibilities

  • Execute daily operational tasks across Payments functions.
  • Monitor payment processing to ensure transactions are completed accurately and within agreed timeframes.
  • Perform reconciliations and investigate discrepancies, escalating issues where appropriate.
  • Ensure operational procedures are followed to ensure both internal and client requirements are met.
  • Maintain accurate operational records and documentation.
  • Liaise with internal stakeholders to resolve payment queries and support smooth day-to-day processing.
  • Assist with incident management by identifying, investigating, and helping resolve operational issues.
  • Contribute ideas for improving operational processes, controls, and efficiencies.
  • Develop a strong understanding of payment schemes, banking operations, and settlement processes.

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Strong

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What We're Looking For

We are looking for someone with a positive attitude, a strong willingness to learn, and a genuine interest in financial operations. No previous experience in payments is required, as full training will be provided.

The ideal candidate will demonstrate:

  • Excellent attention to detail and a high level of accuracy.
  • A proactive approach and willingness to take ownership of tasks.
  • Good organisational and time management skills.
  • Strong verbal and written communication skills.
  • The ability to work effectively as part of a team.

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Qualifications

Desirable:

  • Bachelor's degree (or equivalent qualification)
  • An interest in financial services, payments or banking operations
  • Experience using Microsoft Excel (basic functionality)

Career Development

This role offers an excellent foundation for a career within Financial Services. As you develop your knowledge and expertise, you will have opportunities to specialise in specific operational disciplines, contribute to business improvement initiatives, and take on increasing levels of responsibility as the organisation continues to grow.

What We Offer

  • Starting salary of £35,000.
  • Comprehensive training and mentoring.
  • Opportunities for career progression within a fast-growing FinTech business.
  • A collaborative and supportive working environment.
  • The opportunity to make a tangible impact by helping improve operational processes.
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Skills

Payments Execution
Transaction Monitoring
Reconciliation
Discrepancy Investigation
Incident Management
Process Improvement
Banking Operations
Settlement Processes
Microsoft Excel
Attention To Detail
Time Management
Communication Skills
Teamwork

Location

London, England, United Kingdom

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