Absa Group
LaRiba Universal Banker
Get notified of more jobs like this · No spam, ever
How your CV stacks up
Upload your CV to see how well it fits this job role
?%
Empowering Africa’s tomorrow, together…one story at a time.
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
My Career Development Portal: Wherever you are in your career, we are here for you. Design your future. Discover leading-edge guidance, tools, and support to unlock your potential. You are Absa. You are possibility.
Job Summary
To provide specialist advice and support relating to sales and distribution, applying set rules to guard against risk, in alignment with related scheme and policy conditions, through the execution of predefined objectives as per agreed SOPs. Selecting this role has a compensation & benefit impact in Botswana, Kenya, TZ (BBT). Please contact Reward for details.
Job Description
Job Purpose
- To provide excellent customer experience, deliver exceptional Islamic Banking business growth in Branch Network and profitability.
- To observe compliance & control requirements, keeping high level of bank standards.
Key Accountabilities
Business Growth - 60%
- Understand and implement Islamic Banking business strategic initiatives for the branch aimed at increasing new business and wallet share from existing customers.
- Have a clear understanding of all Retail and Business Banking Islamic Banking products that could satisfy customer needs.
- Manage portfolio risks in line with banks portfolio appetite.
- Collaborate in the development and implementation of Islamic Banking sales initiatives with other business functions i.e. Direct sales team, Asset Finance, CIB, Bancassurance to maximize on cross-selling and better customer profiling opportunities.
- In conjunction with the branch manager, Industry heads conduct product review and development through constant feedback from the market.
- Continuously conduct market intelligence to identify new markets, customer trends, new government / directives and changes in policy by regulators.
- Contribute to the development of Islamic Banking branch sales strategy.
- Plan and co-ordinate any marketing approaches for new business and actively develop existing relationships.
- Actively seek to grow own portfolio and cross sell to ensure delivery of set Targets. Appraise and promptly address customer issues /complaints escalating as necessary to ensure timely resolution as per the set standards.
- Ensure quality sales and new to bank accounts within your portfolio are promptly funded at customer onboarding.
- Continuously monitor own performance against targets agreed daily for new and existing clients. Initiate appropriate action plans to address any shortfalls in performance.
- Operationalize campaigns as required with the Branch Manager and the business.
- Always ensure excellent customer experience.
- Drive business targets through strict TAT observance and high-level service delivery standards.
- Should not advise an existing customer to open a similar account in their respective Branches with a view of moving funds between the accounts.
- Should not close an existing account in your Branch/domiciled in another Branch with a view to re-opening a similar account.
- Accounts re-streaming should be carried out in line with the Banks policy.
- Together with BM, create ownership of the branch performance targets. Agree branch execution plans/strategies and ensure they are aligned to the Banks overall strategy- Growth, Transformation and Returns.
Reasons to use Rodeo
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
It searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Internal Controls & Risk Management - 10%
- Ensure that the Absa bank’s policies and procedures are always adhered to when handling different products.
- Ensure adherence to all KYC & AML Processes with regards to new and existing business and that proper documentation is in place.
- Ensure compliance with Operations Risk requirements to avoid losses arising from operational lapses.
- Manage costs within your area of operation.
- Determine and manage Training Needs Analysis and own succession planning.
- Manage your own leave by working closely with your Line Manager.
- Effectively carry out branch snap checks as assigned by the assistant branch manager.
- Ensure new business is properly booked and all income due to the Bank in terms of charges, commissions, fees are collected as per current tariff.
- Accurate customer information is captured in the core banking system.
Customer Experience - 20%
- Ensure excellent customer experience is always maintained.
- Ensure set TAT in account onboarding and loan processing is always achieved.
- Appraise and promptly act on customer issues /complaints escalating as necessary to ensure timely resolution.
- Ensure set TAT on response to customer queries on phone, email or by letters is strictly adhered to.
- Ensure customer data is always up to date.
- Ensure branch NPS scores are maintained as per the set standards.
- In conjunction with the Branch Manager, co-ordinate branch initiatives aimed at gathering feedback from customers on service standards and advise leadership for improvements.
- Monitor service to ensure customers are served within acceptable waiting time having a work plan for both peak and off-peak periods.
Get help with your application
Your very own career expert that helps elevate your application to the next level.
Capacity Building & People Management - 10%
- In conjunction with the Branch Manager, Assistant Branch Manager and other branch colleagues create a conducive work environment, teamwork, and effective succession opportunities to ensure maximum productivity.
- Ensure the assigned e-learning and internal training activities for self and direct reports are undertaken within set timelines.
- Determine and manage Training Needs Analysis and own succession planning.
- Manage your own leave by working closely with your Line Manager.
Preferred Qualification
- A Business-Related Degree from a recognized university.
Preferred Experience
- Experience in Islamic banking.
- Familiarity with various banking products and services, such as checking accounts, savings accounts, loans, and credit cards.
Knowledge and Skills
- High Detailed knowledge of Absa Retail & business banking products strategy.
- Detailed knowledge of Muslim banking culture.
- Knowledge of the Islamic Banks competitor landscape & processes excellence.
Absa Bank Kenya is an equal opportunity, affirmative action employer. Preference will be given to suitable candidates from designated groups whose appointments will contribute to the achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.
Application Deadline – 1st October 2026
Education
- Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London