Plum Fintech
Lead Product Manager - Cash Products
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Description
Hey! We're Plum, your smart saving and investing app on a mission to help grow money for life. Whether you're stashing the cash for tea and toast in your first home or catching some rays during retirement, Plum's got your back.
Since 2016, over 2 million people in 10 European markets have set aside more than £2 billion with our clever automation and AI. As recognition for our work, we've received awards from the likes of Deloitte, Finder, and more.
That's all down to our passionate team of 200+ Plumsters, who work around Europe to help us achieve our mission. And now we're looking for more brilliant people to join us on our journey.
The Role
Cash Products is one of Plum's most strategically important areas, sitting at the intersection of regulated financial products and customer growth. The domain spans Tax Wrappers (LISA, CISA) and Savings (Easy Access, Notice Accounts), serving customers who trust us with their most meaningful financial goals.
We're looking for a Lead Product Manager to own this domain end-to-end. This is a senior individual contributor role with large scope: you'll develop novel approaches to long-standing problems, set the bar for craft and rigour across Cash Products, and deliver high-impact outcomes without needing a management layer between you and the work.
What You Will Do
- Own the Cash Products domain across Tax Wrappers and Savings, including strategy, roadmap, and execution across two squads
- Build prioritisation frameworks grounded in company goals, commercial logic, and user motivation, and defend them clearly to stakeholders
- Work with design end to end, including content, IA, and interaction, and collab closely with designers to raise the quality bar, not just ship features
- Partner with engineering on scoping, sizing, and scope hammering, making sharp trade-offs that preserve outcome without ballooning build time
- Coordinate launches across the wider org, including marketing, compliance, CX, and ops, owning the go-to-market as much as the product
- Set the standard for how product is done in Cash Products: from how we run discovery to how we write specs to how we measure success
- Work with Compliance and Risk to navigate regulations and ISA/HMRC rules as a product constraint, not a blocker
- Partner with Finance and Commercial to define competitive rate structures, understand distribution economics, and build the business logic behind product bets
- Identify opportunities to improve how the squads work: refine discovery processes, sharpen rituals, and fix workflows that slow the team down
- Coach and support the squad PMs, helping them grow in their roles through feedback, shared context, and raising the quality bar together
- Work at the group level to create synergies between Tax Wrappers and Savings: surface cross-squad opportunities, align roadmaps where it matters, and avoid duplicated effort
- Drive features and ideas that help users build better financial habits: automated deposits, goal-based recommendations, and journeys that turn single-product users into multi-product users
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Who You Are
- 7+ years in product management, with significant time in financial services or another regulated, trust-sensitive space
- A strong researcher and synthesiser: you can turn qualitative signals, quantitative data, and regulatory context into a clear point of view and a prioritised list
- Deep commercial acumen: understands how rates are set and calculated, how savings distribution works, what drives competitive positioning, and how to make a financial case for a product decision
- Fluent in ISA and savings mechanics, AER vs gross rate distinctions, and the commercial logic of cash products (or able to get there fast)
- Deeply hands-on: you write the brief, sit in the design critique, join the engineering refinement, and draft the launch comms yourself
- Sharp on business logic: you can build the financial case for a feature, stress-test assumptions, and walk a stakeholder through the numbers without blinking
- Experimental by instinct: you default to hypothesis-driven approaches, design tests before you design solutions, and iterate based on evidence
- Excellent written and verbal communicator, with the ability to distil complexity for technical and non-technical audiences alike
- Process-oriented: you notice when a workflow is broken or slower than it should be, and you fix it rather than work around it
- Comfortable operating at group level across multiple squads: you can hold the big picture and the squad detail at the same time
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Benefits
- Own part of the company through stock options
- Private health insurance
- Annual training budget
- Plum Premium for you and 2 friends or family
- Referral scheme: earn competitive rewards
- Flexible approach to remote working: we encourage at least 2 days a week in one of our beautiful offices in London, Athens, or Cyprus
- Team breakfasts and team lunches
- 25 days holiday + bank holidays
- 45 work-from-anywhere days: giving you the flexibility to work your way
- 2 weeks sabbatical after 4 years to take the break you deserve
- Enhanced parental leave
- 1 paid volunteering day annually
- Annual team trip: to a surprise destination
If this sounds like you, we'd love to hear from you!
Thanks,
Team Plum
Plum is an Equal Opportunity Employer. Plum does not discriminate on the basis of race, religion, sex, gender identity, sexual orientation, non-qualifying physical or mental disability, nationality or any other basis covered by applicable law. All employment is decided on the basis of qualifications, merit, and business need.
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