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Plum

Lead Product Manager - Cash Products

London
Posted about 16 hours ago
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Description

Hey! We're Plum, your smart saving and investing app on a mission to help grow money for life. Whether you're stashing the cash for tea and toast in your first home or catching some rays during retirement, Plum's got your back.

Since 2016, over 2 million people in 10 European markets have set aside more than £2 billion with our clever automation and AI. As recognition for our work, we've received awards from the likes of Deloitte, Finder, and more.

That's all down to our passionate team of 200+ Plumsters, who work around Europe to help us achieve our mission. And now we're looking for more brilliant people to join us on our journey.

The Role

Cash Products is one of Plum's most strategically important areas, sitting at the intersection of regulated financial products and customer growth. The domain spans Tax Wrappers (LISA, CISA) and Savings (Easy Access, Notice Accounts), serving customers who trust us with their most meaningful financial goals.

We're looking for a Lead Product Manager to own this domain end-to-end. This is a senior individual contributor role with large scope: you'll develop novel approaches to long-standing problems, set the bar for craft and rigour across Cash Products, and deliver high-impact outcomes without needing a management layer between you and the work.

Requirements

What You Will Do

  • Own the Cash Products domain across Tax Wrappers and Savings, including strategy, roadmap, and execution across two squads
  • Build prioritisation frameworks grounded in company goals, commercial logic, and user motivation, and defend them clearly to stakeholders
  • Work with design end to end, including content, IA, and interaction, and collaborate closely with designers to raise the quality bar, not just ship features
  • Partner with engineering on scoping, sizing, and scope hammering, making sharp trade-offs that preserve outcome without ballooning build time
  • Coordinate launches across the wider org, including marketing, compliance, CX, and ops, owning the go-to-market as much as the product
  • Set the standard for how product is done in Cash Products: from how we run discovery to how we write specs to how we measure success
  • Work with Compliance and Risk to navigate regulations and ISA/HMRC rules as a product constraint, not a blocker
  • Partner with Finance and Commercial to define competitive rate structures, understand distribution economics, and build the business logic behind product bets
  • Identify opportunities to improve how the squads work: refine discovery processes, sharpen rituals, and fix workflows that slow the team down
  • Coach and support the squad PMs, helping them grow in their roles through feedback, shared context, and raising the quality bar together
  • Work at the group level to create synergies between Tax Wrappers and Savings: surface cross-squad opportunities, align roadmaps where it matters, and avoid duplicated effort
  • Drive features and ideas that help users build better financial habits: automated deposits, goal-based recommendations, and journeys that turn single-product users into multi-product users

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.

P

Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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It searches the market for you

Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.

Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Only hits

No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.

Who You Are

  • 7+ years in product management, with significant time in financial services or another regulated, trust-sensitive space
  • A strong researcher and synthesiser: you can turn qualitative signals, quantitative data, and regulatory context into a clear point of view and a prioritised list
  • Deep commercial acumen: understands how rates are set and calculated, how savings distribution works, what drives competitive positioning, and how to make a financial case for a product decision
  • Fluent in ISA and savings mechanics, AER vs gross rate distinctions, and the commercial logic of cash products (or able to get there fast)
  • Deeply hands-on: you write the brief, sit in the design critique, join the engineering refinement, and draft the launch comms yourself
  • Sharp on business logic: you can build the financial case for a feature, stress-test assumptions, and walk a stakeholder through the numbers without blinking
  • Experimental by instinct: you default to hypothesis-driven approaches, design tests before you design solutions, and iterate based on evidence
  • Excellent written and verbal communicator, with the ability to distill complexity for technical and non-technical audiences alike
  • Process-oriented: you notice when a workflow is broken or slower than it should be, and you fix it rather than work around it
  • Comfortable operating at group level across multiple squads: you can hold the big picture and the squad detail at the same time

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Benefits

  • Own part of the company through stock options
  • Private health insurance
  • Annual training budget
  • Plum Premium for you and 2 friends or family
  • Referral scheme: earn competitive rewards
  • Flexible approach to remote working: we encourage at least 2 days a week in one of our beautiful offices in London, Athens, or Cyprus
  • Team breakfasts and team lunches
  • 25 days holiday + bank holidays
  • 45 work-from-anywhere days: giving you the flexibility to work your way
  • 2 weeks sabbatical after 4 years to take the break you deserve
  • Enhanced parental leave
  • 1 paid volunteering day annually
  • Annual team trip: to a surprise destination

If this sounds like you, we'd love to hear from you!

Thanks, Team Plum

Plum is an Equal Opportunity Employer. Plum does not discriminate on the basis of race, religion, sex, gender identity, sexual orientation, non-qualifying physical or mental disability, nationality or any other basis covered by applicable law. All employment is decided on the basis of qualifications, merit, and business need.

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Skills

Product Management
Financial Services
Product Strategy
Roadmap Execution
User Research
Data Synthesis
Commercial Acumen
Stakeholder Management
Go-To-Market Strategy
Regulatory Compliance
Hypothesis-Driven Development
Business Logic
Product Discovery
Financial Modeling
Cross-functional Leadership

Location

London, England, United Kingdom

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