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Enra Specialist Finance

Lending Director

Watford
Posted about 21 hours ago
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Are you an experienced Development Finance professional who thrives on originating new opportunities, building strong relationships and taking ownership of your lending portfolio?

Do you have a proven track record within development finance and enjoy working in a fast-paced specialist lending environment where commercial judgement, risk and relationship management are key?

If you're ready to take the next step in your career and play a key role in growing and managing a development finance portfolio, this could be the perfect opportunity. Apply today and let's grow together at West One Loans.

Key Accountabilities

The underlying learns and responsibilities of the Lending Director will consist of:

  • Generating new development finance opportunities by building new relationships and managing existing relationships with developers, broker/intermediaries, and property professionals.
  • Originating and structuring development finance opportunities that you will generate.
  • You will be responsible for managing the underwriting and credit process of completing new development finance opportunities.
  • You will then be responsible for managing the drawdowns and redemptions of the facilities that are originated ensuring that the portfolio of loans is consistently performing.
  • You will have responsibility to grow out or manage a team around you to assist you in hitting the proposed origination targets and to effectively manage the portfolio of loans.

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I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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It searches the market for you

Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.

Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Strong

Only hits

No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.

This list is not exhaustive and the duties are liable to change from time to time in line with the needs of the department.

Skills & Competencies

  • Having a strong established track record of originating development finance opportunities and managing a portfolio of loans is essential.
  • Great communication skills essential for dealing with borrowers and brokers/intermediaries.
  • Presentation of credit papers to the credit committee and senior management.
  • Ability to work in a fast-paced environment in a role that requires you to deal with a wide range of stakeholders.

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Knowledge & Qualifications

  • Knowledge in reviewing development appraisals and structuring development finance facilities.
  • Knowledge of the credit underwriting process including the legal process, reviewing valuation and monitoring surveyor reports.

Personal Attributes

  • Team player
  • Proactive
  • Logical and organized
  • Problem solver
  • Approachable
  • Hard working
  • Flexible
  • Articulate
  • Calm and self-assured

Why Join Us?

At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career.

Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits.

If you’re ready to build your career with a Specialist Lender and make an impact - click apply today!

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Skills

Development finance
Portfolio management
Relationship management
Credit underwriting
Structuring finance facilities
Commercial judgement
Risk management
Stakeholder management
Financial analysis
Valuation review
Legal process knowledge
Communication skills
Presentation skills
Team leadership

Location

Watford, England, United Kingdom

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