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Life & Income Protection Insurance Apprenticeship Programme

Gloucester
£23k/yr
Posted 3 days ago
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Life & Income Protection Insurance Apprenticeship

HOWDEN UK GROUP LIMITED

Gloucester (GL3 4ZP)

Closes on Friday 13 November 2026

Posted on 9 October 2026


Summary

Our Life & Income Protection team helps people protect their financial future when life doesn't go to plan. As an apprentice, you'll support customers through their insurance applications, learn how protection products work, and help families make important decisions that provide peace of mind and financial security.

Wage: £23,000 a year

Training course: Insurance practitioner (level 3)

Hours: Monday to Friday 9:00am to 5:30pm, 37 hours 30 minutes a week

Start date: Monday 13 September 2027

Duration: 1 year 6 months

Positions available: 1


Work

Most of your apprenticeship is spent working. You’ll learn on the job by getting hands-on experience.

What you'll do at work

  • Learn the foundation of insurance and customer service through hands-on experience and structured training
  • Work alongside experienced advisors to understand how customer requirements are assessed and how appropriate insurance protection is recommended based on their individual needs
  • Build rapport with our customers and help understand their background and medical history
  • Keep accurate and up-to-date client records across multiple systems
  • Deliver exceptional customer service and learn how to manage telephone conversations with professionalism and empathy
  • Learn how to work with and build relationships with underwriters at insurance companies and support our advisors with chasing any missing information

Where you'll work

Ageas House, the Square, Gloucester Business Park, Brockworth, Gloucester, GL3 4ZP


Training

Apprenticeships include time away from working for specialist training. You’ll study to gain professional knowledge and skills.

Training provider

WISER ACADEMY LIMITED

Training course

Insurance practitioner (level 3)

What you'll learn

  • Achieve desired business outcomes within own area of insurance responsibility, in line with the organisation's commercial aims and objectives
  • Identify information from a range of sources to determine an appropriate course of action including a recommendation, a decision or a referral
  • Analyse data to make evidence-based decisions
  • Apply organisational quality assurance policies and procedures in their role and within the limits of own authority
  • Apply appropriate method of communication for audience and circumstances
  • Records, verifies, maintains, and where appropriate, shares information
  • Compliant with relevant governance, policies, and procedures
  • Identify work with stakeholders and creates and maintains a network of stakeholders needed to undertake casework effectively and to conclusion
  • Balances competing priorities in order to meet deadlines
  • Builds and maintains positive relationships
  • Work as part of a team to help achieve results
  • Identify potential claims fraud and determine the correct action to prevent loss
  • Manage insurance claims and/or payments within the limits of responsibility in line with policies and procedures
  • Identify and manage insurance risks within the limits of responsibility in line with policies and procedures
  • Recommend insurance and premiums decisions within the limits of responsibility and in line with organisational policies and procedures
  • Gather and interpret relevant information to provide a return on insurance decisions
  • Match client’s needs with available insurance products and services
  • Optimises the potential return on insurance decisions within the scope of own role by identifying and positioning the client’s case with the insurer
  • Achieve desired business outcomes within own area of insurance responsibility, in line with the organisation's commercial aims and objectives
  • Identify information from a range of sources to determine an appropriate course of action including a recommendation, a decision or a referral
  • Analyse data to make evidence-based decisions
  • Apply organisational quality assurance policies and procedures in their role and within the limits of own authority
  • Apply appropriate method of communication for audience and circumstances
  • Records, verifies, maintains, and where appropriate, shares information
  • Compliant with relevant governance, policies, and procedures
  • Identify work with stakeholders and creates and maintains a network of stakeholders needed to undertake casework effectively and to conclusion
  • Balances competing priorities in order to meet deadlines
  • Builds and maintains positive relationships
  • Work as part of a team to help achieve results

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Only hits

No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.

Training schedule

Insurance Practitioner Level 3


Requirements

Essential qualifications

  • GCSE in: English (grade 4)
  • GCSE in: Maths (grade 4)

Share if you have other relevant qualifications and industry experience. The apprenticeship can be adjusted to reflect what you already know.

Skills

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  • Communication skills
  • Attention to detail
  • Organisation skills
  • Customer care skills
  • Problem solving skills
  • Presentation skills
  • Logical
  • Team working
  • Initiative
  • Non judgemental
  • Patience

About this employer

Howden is a global insurance group with employee ownership at its heart. We're experts helping clients adapt and thrive in a changing world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 23,000 employees and spanning 56 countries.

Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There’s no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That’s Howden.

https://www.howdengroupholdings.com/ (opens in new tab)

Disability Confident

A fair proportion of interviews for this apprenticeship will be offered to applicants with a disability or long-term health condition. This includes non-visible disabilities and conditions. You can choose to be considered for an interview under the Disability Confident scheme. You’ll need to meet the essential requirements to be considered for an interview.


After this apprenticeship

Your earnings can increase over time with an apprenticeship. Find out about potential future pay (opens in new tab). Our apprentices join Howden on permanent contracts from day one. After successfully completing the 18-month programme, you'll transition out of the apprenticeship and continue developing your skills, expertise and career within your chosen area of the business.


Ask a question

The contact for this apprenticeship is:

WISER ACADEMY LIMITED

The reference code for this apprenticeship is VAC2000058489.


Apply now

Closes on Friday 13 November 2026

After signing in, you’ll apply for this apprenticeship on the company's website.

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Skills

communication
attend to detail
work in an organised manner
customer service
solve problems
conduct public presentations
think analytically
teamwork principles
show initiative
keep an open mind
exercise patience
sell insurance

Location

Ageas House, Gloucester Business Park, The Square, Brockworth, Gloucester GL3 4FA, UK

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