mcl finance
Loan Analyst
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Loan Application Analyst
📍 London
About MCL Finance
Since 2018, we've helped over 2,000 SMEs across the UK and UAE access the capital they need to grow — fast, clear, and with care. We believe finance should work better for the people building our economy: fewer hurdles, faster answers, and support that actually feels human. We back ambition with real funding and smart tools, backed by a team that gets what running a business takes. Our model puts people over paperwork — we work with brokers and business owners to deliver funding that fits, without the faff.
🎯 Our Mission
To reshape SME finance and level the playing field for good — giving ambitious businesses the fast, fair funding they need to build what's next.
The Role
The Loan Application Analyst plays a critical role in maintaining the speed and quality MCL is known for. You'll prepare files for underwriting, "scrubbing" applications so bank statements are clean, understood and ready for decisioning — a fast-paced, precise role that's a great entry point into SME lending for someone hungry to build a career in finance.
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Key Responsibilities
- Work through and verify loan application bank statements for accuracy, clarity, and completeness
- Identify errors, missing information, and inconsistencies in application packs
- Liaise with underwriters, brokers, and internal teams to clarify and correct submissions
- Maintain a daily log of scrubbing activity and recurring issues to drive process improvements
- Support the operations and credit teams to ensure only clean files move to decisioning
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🔍 What We're Looking For
- A finance, accounting, or related degree
- Strong Excel skills
- Excellent attention to detail and comfortable working with data, documents, and financial records
- A steady, hungry attitude — ready to get stuck in, no ego
- Strong organizational skills and able to meet tight deadlines
- Clear, efficient communicator, internally and with external brokers
Bonus
- Previous experience in financial services, lending, or quality assurance
Our Offer
- Salary: £30,000
- 25 days annual leave (plus bank holidays)
- Private health insurance with AXA
- Income protection
- Life assurance
- Statutory pension
- Fully stocked snacks, drinks, and coffee machine
- Monday lunch on us!
👋 Think you're a fit? Let's talk.
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