🌟 Self-Employed Mortgage & Protection Adviser

📍 Swansea, South Wales

Cosgrove Brown Financial Planning Ltd | Chartered Financial Planners

Cosgrove Brown Financial Planning Ltd are expanding and looking for an experienced Self-Employed Mortgage & Protection Adviser to join our established Chartered financial planning firm in Swansea.

This is an exceptional opportunity for an ambitious adviser seeking the freedom of self-employment with the backing of a highly respected firm, full administrative support, and access to an existing client bank requiring ongoing reviews and new mortgage business. As part of the Quilter Network, you’ll also benefit from market-leading technology, comprehensive compliance support, and access to a broad, competitive lender panel.

🔎 The Role

Operating under our Chartered status, you will deliver high-quality, compliant mortgage and protection advice while managing and growing your own client bank in line with FCA expectations.

Key Responsibilities

• Provide expert, fully researched, and well-documented mortgage advice
• Clearly outline adviser status, services, fees, and our Chartered position
• Conduct full fact-finds, including detailed affordability assessments
• Demonstrate long-term mortgage suitability, including stress-testing
• Advise on protection solutions including life, critical illness & income protection
• Manage the full mortgage journey from initial consultation to completion
• Develop new business through self-sourced, introducer, and firm-provided leads
• Build strong relationships with lenders, solicitors, agents, and introducers
• Maintain accurate and compliant records in line with FCA requirements
• Meet agreed revenue, quality, and compliance standards
• Complete ongoing CPD and maintain up-to-date technical knowledge
• Work collaboratively with compliance audits, file checks, and reviews