OSB Group
Mortgage Securities Officer
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About the team
The Securities team within Mortgage Servicing process all securities related tasks for the lending brands within OSB Group.
What you will be doing
As Mortgage Securities Officer, you will have the opportunity to deliver exceptional customer service, getting it right first time and keeping the customer journey at the heart of every task. You will facilitate and progress post contract mortgage variations in line with the group operating procedures, mandates and lending policy and be responsible for processing all securities related post tasks, ensuring the customer journey is at the heart of all you do.
Your responsibilities will include…
- Approving Securities requests in line with the Servicing and Collections Mandate. This will be based on sound judgement and evidence of understanding of core Servicing policy and decisions. Ensuring that all requests have robust audit trails and customer and internal teams are aware of status and progress of requests.
- Communicating by telephone and in writing with customers, solicitors, or any third parties in an effective manner, handling objections and responding to complaints where necessary.
- Identifying any potential fraudulent activity or breaches to contract and escalate any concerns to the appropriate person immediately.
- Assessing allocated workload within assigned mandate level and within agreed service levels and lending policy. Request further information where required and verify this upon receipt in order to make the final decision.
- Interpreting customer issues and analysing existing policies and procedures to determine a suitable resolution, ensuring the banks risk position is protected at all times.
- Protecting the Bank from risk exposure by ensuring all charges are registered correctly at the Land Registry, ensuring continual oversight and high attention to detail.
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What's in it for you?
We offer a base salary of £26,500 to £27,500 dependent on experience and a competitive benefits package including:
- Annual discretionary bonus opportunity of 15%
- 30 days annual leave
- Choose to contribute 3% or 5% pension, with employer contributions of 6% or 8% respectively
- Enhanced family-focused benefits
- Hybrid-working of 3 days based in the office and 2 days working from home per week
Please use this link to see the fantastic benefits available at OSB: [OSB Careers](OSB Careers)
About us
OSB Group is a specialist mortgage lender and retail savings bank. Alongside passion for our products and customers, we're passionate about our people and want to continue building a collaborative and engaging environment!
Do you have the skills?
We are looking for talented individuals who have the experience and knowledge set out below:
- Previous experience of working within a mortgage securities environment would be an advantage.
- Strong attention to detail is essential.
- Verbal and written communication skills are essential.
Next steps
Interested? Apply now! Still considering? Hear from our team or learn more about our recruitment process: [OSB Careers](OSB Careers)
We believe in a personalised and inclusive approach, ensuring the process is relevant and conversational. If you need any adjustments or support, we're here to make sure you can show your best self.
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We are proud to be a Disability Confident employer and are committed to creating an inclusive and accessible workplace where everyone can thrive.
We welcome applications from people of all backgrounds and encourage candidates with disabilities and long-term health conditions to apply.
If you meet the minimum criteria for the role and would like to be considered under our Disability Confident Scheme, please indicate this on your application.
Diversity, Equity & Inclusion
Our team value spending time together in the office, typically 3 days a week to support collaboration and connection with colleagues, but we're happy to have a conversation about what flexibility might look like for you.
Not sure if you meet all the criteria? Let us decide. Studies show that candidates from underrepresented backgrounds often feel they need to meet 100% of the criteria before applying. At OSB, we value the unique perspectives and experiences that diversity brings. We're committed to creating an inclusive space where everyone feels empowered to apply - even if you don't check every box.
We actively promote diversity at all levels, with Board-level Diversity Champions monitoring our progress. We're proud to be signatories of the Women in Finance Charter, supporting the growth of senior women in our sector. Our commitment extends to treating all employees and applicants equitably, ensuring fairness and respect for all."
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