NBFI Credit Analyst

• Collaborate with Vice Presidents and relationship bankers to oversee a varied portfolio of specialist lenders and leasing companies across developed economies, ensuring prudent risk management at all times.
• Conduct meticulous fundamental credit analysis on Non-Bank Financial Institutions (NBFIs), including annual reviews and limit renewals, upholding exemplary standards of precision and regulatory compliance.
• Assist in the expansion of the NBFI strategy by contributing to the formulation of risk-off solutions designed to mitigate exposures associated with complex financial transactions.
• Work in concert with product partners to deliver tailored offerings such as securitised products, foreign exchange, interest rate solutions, and credit facilities aligned with client requirements.
• Monitor evolving priorities within the portfolio, demonstrating adaptability while maintaining scrupulous attention to detail.
• Ensure prompt adherence to internal policies and reporting protocols by preparing accurate documentation for senior stakeholders.
• Advance technical skills and industry knowledge through participation in ongoing training initiatives provided by the organisation.
• Engage in cross-regional collaboration with locally based bankers throughout Europe and Japan, utilising language proficiencies where appropriate.
• Participate actively in knowledge-sharing sessions within the team to promote communal learning and continuous improvement.
• Contribute towards fostering deeper client relationships by supporting strategic initiatives that underpin business expansion.

What you bring:

Your established experience as a Non-Bank Financial Institutions Credit Analyst encompasses practical exposure to fundamental credit analysis within financial institutions or related sectors. You possess a comprehensive understanding of macro-economic influences affecting NBFIs across EMEA markets. Your academic background—ideally at degree level—combined with progress towards professional qualifications such as CFA or ACCA positions you as an insightful contributor. Your inter-personal abilities enable effective collaboration across teams and regions, while your meticulousness ensures precision in every report or transaction review. You demonstrate reliability under pressure by meeting stringent deadlines without compromising quality. Your enthusiasm for continuous learning resonates with the organisation’s supportive ethos of training opportunities. By promoting inclusive teamwork and sharing expertise during communal sessions, you contribute towards cultivating an environment conducive to collective advancement.

• Demonstrable experience in fundamental FI/NBFI credit analysis acquired within banking, asset management or rating agency settings is essential for this appointment.
• A thorough understanding of macro-economic fundamentals pertinent to financial institutions operating across EMEA is required.
• Degree-level education or equivalent professional experience is desirable; credentials such as CFA, ACCA, ACA or ACT are highly advantageous.
• Experience managing FI/NBFI portfolios from a credit perspective evidences your capacity to address complex risk profiles effectively.
• European or Japanese language proficiency is desirable but not mandatory; willingness to collaborate across regions is important.
• Exceptional attention to detail coupled with robust numerical skills ensures accuracy throughout all aspects of credit analysis.
• Ability to operate efficiently under time constraints whilst prioritising tasks reflects your dependable approach.
• A structured and logical mindset supports effective problem-solving within rapidly evolving scenarios.
• Motivation for ongoing technical skill development aligns with the organisation’s commitment to continuous training opportunities.
• Proactive engagement in communal learning fosters inclusive teamwork.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.