Rate Money Melbourne West
Own A Franchise
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Be Your Own Boss
Join Australia's Award Winning Mortgage Franchise
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Franchise with a fast-growing and proven model
Help two million self-employed Australians get the home loans they deserve, while growing your own business; backed by a national brand and collaborative network.
Stand out. Scale fast. Act now.
Your Business In A Box
Benefits for You
A National Brand
Leverage a known brand, a network of experienced lending specialists, and a suite of products to meet the needs of the self-employed.
Your Own BDM
Each franchisee gets dedicated support from a BDM who knows your business inside out, offering tailored advice and solutions.
CRM Platform
Lodgic 2.0 (powered by Salestrekker) featuring workflow automation, contact repository, enhanced credit quality, compliance management and more.
Marketing & Leads
Boost your visibility and attract clients with our suite of marketing tools, designed to make your brand shine in a competitive market.
Training & Development
Structured induction and always-on support including credit quality coaching, CPD accredited training, ongoing e-learning, PD days, and a national conference.
Operations
Access to proven processes and expert operational support so you are never operating on your own.
Compliance
A robust compliance and risk framework, including an internal QA audit program, resource support, and proactive regulatory policy management.
Direct Credit Support
A Credit team that delivers thorough and efficient credit processes, with accuracy and fast turnaround.
Your Marketing Edge
Leverage the strong brand and market presence of Rate Money to boost credibility and help you win more business.
Local Area Marketing
Our team and wider network are here to support you in building recognition in your local area. From community engagement to local advertising and sponsorships, we're here to guide you through the process.
Signage
From initial design to seamless installation, we handle every aspect. Once you've selected your site, we guide you effortlessly through the signage process to attain an office your customers and staff will appreciate.
Digital Marketing
We don't just focus on our corporate social channels; we create content for you to grow your own brand online as well as set up and enhance your Google My Business page.
Events
Interested in participating in local events, trade shows, and expos? Look no further. We provide comprehensive support, ensuring you stand out.
Merchandise & Print Collateral
Acquire all your essential marketing materials from our convenient online merchandise store, promptly delivered to your doorstep. Ensure you never attend meetings empty-handed as we offer personalised collateral that leave a lasting impression.
EDMs
Monthly, we send an Electronic Direct Mail (EDM) to your referrers, providing comprehensive updates on our latest offers and product solutions.
Website
We create a web page just for you on our main website to showcase you.
Grow your local presence with Rate Money behind you.
Learning and Development
Commencing from our induction program when you join Rate Money, through to your day-to-day activities, our learning and development approach aims to help develop the competencies of you and your team and keep you updated on industry best practices.
Reasons to use Rodeo
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
It searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Ongoing Training & Professional Development
Loan Writer CPD training plans
Compliance training
On-the-job technical training
Marketing forums
Face to Face Learning
Induction
Professional Development (PD) days
Ongoing field visits
Convention
Develop your team with programs built for franchise success.
Technology to drive performance
Lodgic — Our market leading CRM to help you achieve a new level of success.
Workflow automations, Dashboards & Pipeline Management
- Drag-and-drop digital whiteboard to track deals
- Marketing integration
- SMS/Email campaigns & triggers
Communications integration
- Email/Video conference
Data validation & Verification
- Veda/CoreLogic/Bank Statements
Lodgement Funder gateway
Gateways setup for direct submission to most funders
Scenarios, Products & Knowledge Centre (Money Box)
All Rate Money Products & Features are built in
Portfolio Management & Commissions
Complete control and visibility of our White Label applications
Compliance
Custom compliance documents specific to our non-BID obligations
Digital fact-find
Including ability for clients to electronically sign documents
Run your business on Lodgic — built for Rate Money franchisees.
Operational and Compliance Support
Start With The Right People
Screening process for all new franchisees.
- Background Checks
- Police Records
- Credit Reports
- ASIC Reference Checks
- Fit and Proper Person Declarations
Induction Month
Induction Training (Sales, Compliance, Credit, Operations)
- Includes Compliance Handbook
- Kaplan Education*
Market Leading CRM
Our customised Client Relationship Management system Lodgic to support Compliance obligations.
Ongoing Training & Professional Development
Loan Writer CPD training plans
Compliance training
On-the-job technical training
Ongoing field visits
Performance Reviews (Internal)
Performed In House And Covers
- Operations, Credit and Compliance policy settings
- Loan writer performance
- File reviews
Performance Reviews (External)
Performed By External Service Providers And Cover
- Cyber security controls
- Loan writer files.
Ongoing Engagement
Ongoing engagement with external legal guidance and Member Associations, including FBAA, MFAA, FCA.
Accessibility
HQ Team is accessible across the entire franchise network, and this is reinforced by the Rate Money Compliance Plan.
Kaplan Education Pty Ltd, an external Education and Training Service Provider, extending learning solutions to over 45,000 professionals annually. This includes major banks and leading financial services organisations in the country.
Join with confidence — supported from day one and beyond.
Hear From Existing Franchisees
A team with passion
Fiona | Rate Money Ryde
Community and belonging
Geoff | Rate Money Frankston
Message from CEO
Future franchisee,
We are thrilled about your interest in exploring the dynamic world of finance and mortgages. At Rate Money, we empower the self-employed with the fair go they deserve.
By joining us, you're making a meaningful impact on Australians' financial futures – including transforming your own. It's a rapidly growing sector that's full of opportunity. We're excited about bringing your talents to our team and embarking on this rewarding path together.
Get help with your application
Your very own career expert that helps elevate your application to the next level.
Sincerely,
Ryan Gair
CEO
Let’s Build Something Great
Build your own business with the backing of a proven national brand.
Rate Money gives franchise owners the systems, support and brand strength needed to grow faster and serve self‑employed clients more effectively. The demand for specialist brokers continues to rise across Australia, creating a strong opportunity for brokers who want to grow their own branch with the right support behind them.
Download the Franchise Pack
Will you be the champion who provides it?
Our business is about people, and we take the time to acknowledge everyone’s hard work, dedication, and achievements.
Our pinnacle event is the Rate Money Annual Convention where the network comes together to build relationships, share ideas, and celebrate success.
Own your own business with real support
When you join Rate Money, you join our network of branches, each owned and operated by self-employed people like you. Our supportive community of franchisees means collaboration, not competition.
Unlock your potential
with Rate Money
Rate Money is one of the fastest-growing home loan specialists in Australia, attracting both new and established businesses due to our unmatched expertise in self-employed lending and our commitment to franchisee success.
Become a Rate Money franchisee today!
Franchise Enquiry
First Name*
Last Name*
Email*
Mobile*
Postcode*
How can we help?*
Do you have at least two years of experience in mortgage broking or banking?*
- Yes
- No
Are you a member of MFAA or FBAA?*
- Yes
- No
Occupation*
How did you hear about us?*
- Search Engine (Google, Bing etc)
- Social Media
- Radio Advert
- Queensland Radio Advert
- Blog Article
- Media Release
- Marketing Campaign
- Email Message
- Referral (friend/family/colleague)
- Branch Referral
Lead status
I agree to receive communications from Rate Money.
Our Branch Locations
Franchise News
The latest news for those wanting to become a franchisee.
QLD Presence Strengthened with New Mount Gravatt Branch
Media Release
QLD Presence Strengthened with New Mount Gravatt Branch
Rate Money has expanded its Queensland footprint with the opening of a new branch in Mount Gravatt, reinforcing the brand's commitment to supporting m…
24 July 2026
Industry Experts Gather at Rate Money's National SMSF Roadshow
Media Release
Industry Experts Gather at Rate Money's National SMSF Roadshow
Rate Money recently brought together brokers, advisers and investors for its National SMSF Roadshow, held across Brisbane, Sydney and Melbourne. The e…
7 July 2026
Rate Money Debuts in WA with New Cannington Branch
Media Release
Rate Money Debuts in WA with New Cannington Branch
Rate Money is excited to announce its expansion into Western Australia with the opening of a new branch in Cannington. This marks another important mi…
2 June 2026
Email*
Join Australia's Award Winning Mortgage Franchise
Help two million self-employed Australians get the home loans they deserve, while growing your own business; backed by a national
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