Nationwide
Product, Change & Delivery Development Programme - Retail

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Good things this way
If you're ambitious, curious and enjoy solving problems, our Product, Change & Delivery Development Programme provides a structured route into a rewarding career in banking.
Help improve products, services and customer experiences while developing the capabilities needed to deliver change across a large and complex organisation.
Whether you're interested in product development, business analysis, project delivery or process improvement, you'll gain hands-on experience, develop future-ready skills and contribute to initiatives that support Nationwide's long-term success.
Whether you’re a graduate ready to make an impact, or a career changer looking for a new challenge, you’ll gain hands-on experience, develop future-ready skills, and contribute to projects that deliver banking that’s fairer, more rewarding, and for the good of society.
You’ll follow a tailored learning pathway designed to build the skills you’ll need for the future of financial services. Through digital learning, interactive workshops, insights from leaders and industry experts, and hands-on experience in your role, you’ll have plenty of opportunities to put your learning into practice. You’ll also learn alongside colleagues from across Nationwide, helping you build your network and understand more about how our business works.
We’ll support your development through structured learning, personalised development and hands-on experience, helping you grow with confidence.
Looking for a rewarding career in banking? Good things this way.
Where you’ll be working
You'll join our Retail, Customer Operations and Product function, where teams work together to improve experiences, deliver change, solve business challenges and support Nationwide's long-term success.
Product, Change & Delivery teams help shape and deliver improvements across Nationwide. As organisations continue to evolve, there is increasing demand for colleagues who can understand customer and business needs, design effective solutions, manage change and turn strategic priorities into reality.
Location
At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.
For this job you'll spend at least two days per week, based at our Swindon or Northampton offices.
If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.
RESPONSIBILITIES
What you'll be doing on the Product, Change & Delivery Development Programme
Our Product, Change & Delivery Development Programme is a 2-year programme, with the next intake starting in September 2027.
You'll start with an induction to learn more about Nationwide, meet colleagues and prepare for your role. You'll then join your team and follow a personalised learning pathway. This combines hands-on experience, role-specific training, digital learning and interactive workshops. You'll also hear from leaders and industry experts, gaining fresh insights and practical ideas you can use every day.
Over two years, you'll complete three eight-month placements across Product, Transformation, Change, Delivery and Process Improvement teams. Each placement offers a different perspective on how ideas move from concept to implementation while helping you build specialist knowledge, practical experience and a strong professional network.
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
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Alongside on-the-job learning, you'll take part in our Future Ready Core development programme. This combines development sessions, networking opportunities, self-guided learning, reflective workbooks, customer immersion experiences and access to a wider early careers community.
The programme develops future professionals who can help shape and deliver improvements across Nationwide. Through a series of placements, you'll build expertise in product thinking, business analysis, customer journey mapping, project delivery, process improvement and change management.
No two days are the same. Activities could include attending team meetings, collaborating with stakeholders, contributing to change initiatives, reviewing customer and business insights, supporting process improvement activity and helping track delivery of work. Working with colleagues across the organisation will help you build a strong understanding of how change is delivered and how different teams work together to achieve shared goals.
Exposure to collaboration tools, project and change management tools, data platforms and product development systems will help build practical skills alongside broader business knowledge.
Along the way, you'll develop highly transferable skills in communication, stakeholder management, problem solving, influencing, critical thinking, adaptability and resilience. These experiences will help prepare you for future opportunities which would include Product Manager, Business Analyst, Change Analyst, Delivery Manager or Process Improvement Specialist.
Who we’re looking for on the Product, Change & Delivery Development Programme
We're looking for ambitious people with high standards and a passion for change. You'll share our commitment to putting customers first and improving how we do things. Whether you're starting your career, returning to work or changing direction, you'll gain the skills and experience to build a rewarding career in banking.
To succeed on our Product, Change & Delivery Development Programme, you'll need to show:
- An interest in understanding business challenges and identifying opportunities for improvement.
- Strong communication and relationship-building skills.
- Curiosity about how products, services and organisations are designed, improved and delivered.
- The ambition to keep growing, take on new challenges and build towards your next career step
- A logical, methodical approach, with the ability to understand both the detail and the bigger picture
- The confidence to build relationships and work with colleagues across the business
- Drive, high performance and a commitment to learning from feedback and setbacks
- A determination to push for better and put customers first in the decisions you make
Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:
- Feel what customers feel – We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
- Say it straight – We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
- Push for better – We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
- Get it done – We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes.


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QUALIFICATIONS
The extras you’ll get
High performing and purpose-driven colleagues deserve a rewarding career and competitive benefits to match. We offer you:
- Structured learning, personalised development and hands-on experience to help you build future-ready skills and progress your career in banking
- 25 days holiday each year, which increases over time to 30. Plus, you can ‘buy’ up to 10 extra days
- The opportunity to earn an annual bonus based on your performance
- Private medical insurance to help you access additional healthcare when you need it
- Wellhub access to a range of free and paid fitness and wellbeing options, plus free on-site gyms at selected locations
- A highly competitive pension to help you start building your financial future
- A great selection of additional benefits through our salary sacrifice scheme
- Up to 14 paid hours each year to volunteer for a cause that matters to you
- Life assurance to provide additional peace of mind for you and the people who matter to you
Banking – but fairer, more rewarding, and for the good of society
We forge our own path at Nationwide.
As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.
If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us.
At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.
We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide.
What to do next
If this role is for you, please click the ‘Apply Now’ button, where you’ll be asked to answer a few quick questions for us.
We’ll send you our online assessments to complete and there will also be a short video interview to find out more about you. If you are successful, you could be selected to attend one of our assessment centres which run from January 2027.
Visa sponsorship information
As a UK Visas and Immigration (UKVI) approved sponsor, we have a responsibility to comply with the applicable Immigration Rules and guidance (which are subject to change). The Skilled Worker route has specific requirements relating to skill level of the role and minimum salary expectations. As such, our ability to employ individuals who
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