Lendable
Product Manager (UK Cards)
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Product Manager - UK Cards
About Lendable
Lendable is on a mission to build the world’s best technology to help people get credit and save money. We’re building one of the world’s leading fintech companies and are off to a strong start:
- One of the UK’s newest unicorns with a team of just over 700 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we’ve rebuilt Big Three consumer finance products from scratch: loans, credit cards, and car finance. We get money into our customers’ hands in minutes instead of days.
We’re growing fast, and there’s a lot more to do. We’re targeting the two biggest Western markets (UK and US), where trillions worth of financial products are held by big banks with dated systems and painful processes.
Why Join Lendable?
If you want to:
- Take ownership across a broad remit, trusted to make decisions that drive material impact from day one
- Work in small teams of exceptional people, who are relentlessly resourceful in solving problems and finding smarter ways than the status quo
- Build the best technology in-house, leveraging new data sources, machine learning, and AI to make machines do the heavy lifting
About the Role
We’re looking for a Product Manager to help shape and grow the UK Cards product.
This isn’t your traditional PM role, focused solely on roadmap management, stakeholder coordination, or ticket writing. Instead, we’re looking for an individual who:
- Thinks like an owner
- Operates like a builder
- Naturally questions how things work, challenges assumptions, and finds practical ways to improve the product
You will collaborate closely with engineering, operations, data, finance, and commercial teams to:
- Identify problems
- Validate opportunities
- Drive execution across the Cards business
This role blends product thinking, experimentation, problem-solving, and AI tooling.
If you’re excited by fintech, lending, and building products in a fast-moving environment, this role offers significant ownership and impact.
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What You’ll Be Doing
This role spans a broad remit across the UK Cards product:
1. Driving Product & Growth Initiatives
- Identify customer experience, engagement, conversion, and business performance opportunities
Examples:
- Designing and running experiments across acquisition, onboarding, engagement, and retention
- Improving customer journeys, product features, and servicing experiences
- Using data and customer insights to prioritise opportunities
- Defining MVPs and validating ideas before investing engineering resources
- Collaborating with engineering to deliver high-impact improvements
2. Building Operational Leverage & AI-Enabled Workflows
- Actively find smarter, scalable ways to work
Examples:
- Enhancing internal tooling and operational workflows
- Driving adoption of AI tools (e.g., Claude, Cursor) across the team
- Supporting AI-powered customer support and servicing
- Automating manual operational processes
- Helping teams make faster, better decisions through better workflows
3. Owning Cross-Functional Problem Solving
- Operate across product, operations, finance, capital markets, and customer servicing
Examples:
- Identifying operational bottlenecks and driving improvements
- Coordinating complex initiatives across multiple teams
- Translating ambiguous business problems into impactful plans
- Balancing customer outcomes with commercial and operational constraints
The core of the role? Continuously challenging today’s processes to help the organisation operate simpler, faster, and more effectively.
Who This Role Is For
This role is ideal for someone who:
- Enjoys significant ownership
- Thrives in fast-moving environments
- Solves hard problems effectively
Typical Profile
- 4+ years’ experience in product, strategy, consulting, analytics, or startup environments
- Experience owning products or growth initiatives
- Strong interest in fintech, lending, and technology
- Comfortable working across strategy and execution
- Curious about AI and how emerging tools can improve product development
- Passionate about building and scaling high-impact products
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You Should Be Someone Who:
- Thinks from first principles (not just accepting status quo)
- Challenges assumptions and asks high-quality questions
- Enjoys solving ambiguous, messy problems pragmatically
- Uses data confidently to make decisions
- Moves quickly and tests ideas rapidly
- Is highly ownership- and execution-focused
- Can operate independently with broad direction
- Communicates clearly across technical and non-technical teams
- Comfortably switches between product, operational, and commercial domains
Why This Role Is Interesting
You’ll have exposure to:
- How consumer lending and credit cards work in practice
- Building and scaling one of the UK’s most successful fintech products
- Product-led growth and experimentation
- AI tooling and automation within real products
- Operational and commercial fintech processes
- Cross-functional decision-making across product, finance, operations, and risk
You’ll work closely with senior members of the Cards team, with opportunities to own meaningful business-impactful initiatives while maintaining significant autonomy.
Life at Lendable
Core Benefits
- Winning team: Scale with a world-leading fintech company
- Flexible working: Hybrid roles require 3 days in-office; fully remote roles offer in-person events
- Socials & connection: Regular events for team-bonding and off-site gatherings
- Health coverage: Private health care, mental and physical wellness support
- Retirement & savings: Retirement savings plans for long-term security
- Employee referral programme: Earn a competitive bonus for successful referrals
- Office meals & snacks: Fully stocked kitchens, in-house chef lunches (on in-office days)
- Sustainable commuting: Cycle-to-work and electric vehicle salary sacrifice schemes
Note: Specific benefits may vary by location and role. Contact your Talent Partner for details.
(Check out our blog for more insights!)
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