XML International
Product Owner
How your CV stacks up
Upload your CV to see how well it fits this job role
?%
Product Owner – Money Movement & Payments
London | Hybrid | 12 months FTC
We are seeking an experienced Product Owner – Money Movement & Payments to support the development of next-generation payment capabilities within a major financial services environment.
This is an exciting opportunity to shape new propositions across domestic and cross-border payments, FX, real-time payments, payouts and international money movement, with a particular focus on solutions for SME and Business Banking customers.
The successful candidate will combine strong payments expertise, product ownership and commercial thinking, working across product, technology, treasury, operations and commercial teams to take opportunities from initial concept through to delivery.
Key Responsibilities
- Define and shape next-generation money movement and payment capabilities, including domestic, cross-border and FX-enabled payments.
- Develop and optimise customer journeys across:
- Supplier and B2B payments
- Real-time payouts and disbursements
- Cross-border and international payments
- FX conversion and pricing transparency
- International trading and payment workflows
- Identify and prioritise new money movement use cases based on customer needs, commercial opportunity and market developments.
- Develop propositions focused on improving speed, transparency, simplicity and customer experience.
- Build product strategies and roadmaps aligned with wider Business Banking, treasury, cash-flow and international growth objectives.
- Own and prioritise product backlogs, translating propositions into clear requirements, epics, features and user stories.
- Develop end-to-end customer journeys and identify opportunities to remove friction from existing payment experiences.
- Build a forward-looking pipeline of opportunities across money movement and payment solutions.
- Support business case development, opportunity sizing and commercial proposition development.
- Work closely with Product, Technology, Treasury, FX, Operations, Risk, Compliance and Commercial teams.
- Manage complex cross-functional dependencies and support delivery mobilisation and acceleration.
- Communicate product priorities, risks, dependencies and progress to senior stakeholders.
Reasons to use Rodeo
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
It searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
What We're Looking For
- Strong experience within payments, money movement, transaction banking, cash management or treasury solutions.
- Proven experience as a Product Owner, Product Manager or Payments Proposition professional.
- Strong understanding of several of the following:
- Cross-border payments
- International payments
- Real-time / instant payments
- FX and currency conversion
- Payouts and disbursements
- Account-to-account payments
- Payment networks and money movement platforms
- Experience defining and delivering complex payment propositions or customer journeys.
- Experience within SME, Business Banking or Commercial Banking would be highly advantageous.
- Strong understanding of business customer payment requirements, including supplier payments, cash flow and international transactions.
- Proven ability to translate complex payment capabilities into simple, customer-focused propositions.
- Strong commercial acumen with experience supporting business cases, opportunity sizing or proposition development.
- Experience managing dependencies across product, technology, operations and commercial teams.
- Strong stakeholder management skills within complex financial services environments.
Get help with your application
Your very own career expert that helps elevate your application to the next level.
Highly Desirable
- Experience with modern push-payment, payout or real-time money movement platforms.
- Experience gained within a major bank, payment network, fintech, payment service provider or transaction banking environment.
- Knowledge of international payment corridors and cross-border payment economics.
- Experience with FX-enabled payment propositions.
- Exposure to API-enabled or embedded payment solutions.
- Experience developing payment products across multiple markets or jurisdictions.
Key Skills
Product Ownership | Money Movement | Payments | Cross-Border Payments | FX | Real-Time Payments | Transaction Banking | Business Banking | SME Banking | Customer Journeys | Proposition Development | Product Roadmaps | Commercial Strategy | Agile Delivery | Stakeholder Management
The Opportunity
This role offers the opportunity to play a key part in shaping the future of money movement within a large-scale financial services environment.
You will work on strategically important payment propositions, helping create faster, simpler and more transparent ways for businesses to move money domestically and internationally.
If you have a strong background in payments and product ownership and enjoy turning complex payment capabilities into compelling customer propositions, we would be keen to hear from you.
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London
Skills
Location