Lloyds Banking Group
Product & Partnerships Graduate Scheme (North West)

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End Date
Sunday 08 November 2026
Salary Range
£42,000
Before you start your application, please note alternative formats are available on request. Please contact us by emailing lloydsbankinggrouptalent@peoplescout.co.uk or calling on 0345 330 4576. If emailing, please tell us how you would like us to respond - we can email back or call you to discuss any requirements or concerns you might have. We will get back to you as soon as we can but during busy times, it might take up to 5 working days (Don't worry, this won't affect your progress in the application process)
Job Description Summary
Prior to submitting your application, please visit our early careers website to find out more about the schemes we offer and the recruitment journey: www.lloydsbankinggrouptalent.com.
Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as you can.
If you have any questions, please do contact the team at lloydsbankinggrouptalent@peoplescout.co.uk
Job Description
Shape products and partnerships used by millions
Banking is changing faster than ever. New technologies, changing customer expectations and the rise of AI are transforming how people manage, save, spend, invest and borrow money. To stay ahead, we need talented people who can turn customer insight into brilliant products and experiences.
Our Product and Partnerships Graduate Scheme is designed to develop the next generation of product leaders: curious thinkers, data explorers and customer-first creators who can turn insight into innovation.
You’ll learn how products are created, prioritised, launched and continually improved. You’ll work alongside Product Leads, Proposition Owners, Customer Journey Managers, Engineers, Designers, Data Experts and external partners to solve real customer problems. From day one, you’ll contribute to meaningful work that impacts millions of people, seeing ideas move from insight to launch and optimisation.
Two years. Three focused placements.
Over two years, you’ll complete three diverse placements across our customer focused business areas, giving you exposure to the teams shaping the future of customer experiences and lending across the Group. Your placements could include:
- Product and Platform: learn how products across mortgages, loans, cards, insurance, investments, car finance, leasing and everyday banking are designed, managed and delivered. Work on customer journeys, digital experiences and platform innovation.
- Customer Propositions and Digital Journeys: use customer insight to shape products, services and experiences, helping teams prioritise opportunities and deliver change at pace.
- Strategic Partnerships: work with major partners to shape new products, manage relationships, bring propositions to market and support safe, profitable delivery.
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
See breakdownIt searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Together, these placements will build your experience in customer insight, commercial decision-making, product management, partnership development, agile delivery and transformation.
The skills you’ll develop
By the end of the scheme, you’ll be able to:
- Apply product management principles to real customer and commercial challenges.
- Understand the end-to-end product lifecycle, from idea and business case through to implementation and optimisation.
- Use customer and behavioural data, analytics and AI tools to inform decisions and improve journeys.
- Translate customer insight into product improvements, innovation and new propositions.
- Build business cases and prioritise opportunities based on customer and commercial value.
- Build and manage partnerships that add value, resolve barriers and support effective delivery.
- Influence stakeholders and collaborate across multidisciplinary and agile teams.
- Develop financial literacy and understand how the bank makes decisions and generates revenue.
Support to succeed
You’ll be backed with:
- Leadership interaction and sponsorship.
- Mentoring from leaders who’ve been where you are now.
- Access to learning academies, Viva Learning and internal platforms.
- Opportunities to contribute to sustainability, inclusion and other initiatives that make a real difference.
Your career. Fully backed.
You’ll finish with strong commercial, customer, product, data, delivery and relationship skills, plus the confidence and network to begin your career at LBG. You’ll be ready to shape products, manage partnerships and create experiences that help millions of customers manage, spend and borrow with confidence.
Requirements


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What you need to apply
We do not require a minimum degree achievement, but we strongly recommend that you can demonstrate the knowledge, understanding and skills aligned to the role. These, alongside your behaviours and values, will be assessed during the application process.
- A genuine interest in customers, products, partnerships, technology and the drive to keep learning.
- Confidence working with insight, solving problems and collaborating with others.
Please note that we cannot support visas.
Locations
North West (Manchester & Chester), South West (Bristol & Cardiff), West Yorkshire (Leeds & Halifax) and Edinburgh. With our hybrid working policy, all colleagues spend at least two days a week in the office.
Opening and closing date
Applications for our Product and Partnerships Graduate Scheme open on 10th September. Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as possible once applications open.
How to apply
Our application process is designed to help you shine. We want everyone to feel they belong and can be their best, regardless of background, identity or culture.
Find details, including stages and tips for success, on our 'How to Apply' page.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
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