Nationwide
Risk Analyst Lead - Property Risk
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About the Role
You’ll be working for Property Risk who are responsible for assessing and managing the risks associated with properties used as mortgage security. We ensure lending decisions are supported by accurate property data, appropriate valuations, and robust risk policies.
The team works closely with valuers, third-party data providers, and internal stakeholders to review property characteristics, market conditions, and potential risks (such as fire safety issues, environmental factors, or marketability concerns).
We also maintain and oversee valuation policies, guidance, and quality assurance processes to ensure consistent and compliant decision-making. In addition, we use data and technology, such as our Property Risk Hub rule-based decision engine alongside management information, to automate and enhance property assessments and improve efficiency.
Your role will be important in helping protect the Society by ensuring that properties are suitable as lending security and align with the society’s risk appetite.
We are happy to consider flexible working approaches to help you perform at your best. The working hours (per week) for this role can be between 28 and 35 hours.
At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.
For this job, you'll spend at least two days per week, or if part-time, you'll spend 40% of your working time, based at either our Bournemouth, Swindon or Northampton office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here.
If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.
Responsibilities
What you’ll be doing
You’ll play a key role within the Change Team of a Property Risk function, helping to drive improvements to our core property decision engine – the Property Risk Hub. Working closely with internal stakeholders and third-party data providers, you’ll support the delivery of technology, data and rule changes that enhance risk decisioning and operational efficiency. This involves understanding business processes, identifying pain points, and translating requirements into meaningful improvements.
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You’ll take ownership of change initiatives from concept through to delivery, including developing user stories, defining implementation plans, and tracking progress against milestones. Collaboration is central to the role—you’ll work alongside colleagues across teams, share knowledge, and communicate regularly with stakeholders, including presenting updates to senior management. You’ll also proactively identify and escalate risks or blockers to ensure delivery stays on track.
Alongside delivery, you’ll use your analytical skills to review and optimise decision engine rules, identifying opportunities to improve automation within risk appetite. You’ll also create management information and dashboards using tools such as Databricks, helping the business gain deeper insight into performance and outcomes.
About you
We need you to have:
- Experience working in a risk, property, or mortgage-related environment
- Knowledge of the property valuation and/or conveyancing process
- Experience delivering technology change or transformation initiatives end-to-end
- Strong stakeholder management skills, with the ability to understand needs and influence outcomes
- Ability to translate business requirements into user stories and structured solutions
- Confident communicator, comfortable presenting to senior stakeholders
- Strong analytical skills, with the ability to identify opportunities for process or rules optimisation
- Experience working with data, MI, and dashboarding tools (e.g. Databricks)
- Ability to manage timelines, track delivery, and escalate risks effectively
- Proactive, self-motivated, and able to work independently to solve problems
Experience working with third-party data providers or external partners is advantageous.
You will be based in one Nationwide location but at times you may need to work across other Nationwide sites (including London) and also travel to third party offices.
Our customer first behaviours
Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:
- Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind.
- Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand.
- Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development.
- Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes.
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You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.
The extras you’ll get
There are all sorts of employee benefits available at Nationwide, including:
- 25 days holiday, pro rata
- Access to private medical insurance
- A highly competitive pension to help you build a strong foundation for retirement
- Access to an annual performance-related bonus
- Training and development to help you progress your career
- A great selection of additional benefits through our salary sacrifice scheme
- Life assurance to provide peace of mind for you and your loved ones in the event of your death
- Wellhub – access to a range of free and paid options for health and wellness
- Up to 2 days of paid volunteering a year
Banking – but fairer, more rewarding, and for the good of society
We forge our own path at Nationwide.
As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.
If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us.
At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community, we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.
We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide.
What to do next
If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us.
We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.
Please note that should you be successful in securing this role, the job title on our internal systems will be Risk Analyst Lead.
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