Nationwide
Risk Manager Lead Credit Risk Oversight - Business
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Risk Manager – Credit Risk Oversight
About the Role
As a Risk Manager in Credit Risk Oversight, you will be responsible for overseeing all aspects of credit quality across all of Nationwide’s Lending Portfolios.
You will work within a team of Credit Risk Professionals, overseeing the Credit Risk profile, strategy, and ensuring that criteria and analysis is robust. As a Subject Matter Expert (SME), you will have deep knowledge of the Business Portfolio across the Credit Management Lifecycle.
Your role will involve:
- Setting the Credit Risk Strategy, ensuring alignment with Nationwide’s strategic direction.
- Ensuring credit risk management adheres to Risk Appetite, striking the balance between caution (to protect members’ money) and economic returns to further financial strength.
You will oversee credit policy and the performance of the Credit Risk Profile, reviewing and interpreting analyses to support robust credit risk proposals, independent insights, and challenges. This will guide your independent opinion on proposals to ensure a comprehensive understanding of end-to-end credit risk management.
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Responsibilities
- Lead analytical insight during regular deep dives on credit policy, risk management, and mitigants, ensuring they are appropriate and effective.
- Oversee and provide analysis to support the assessment of IFRS 9 provisions, reviewing proposals on provisioning and post-model adjustments.
- Ensure that provision forecasts and risk profiles are included in financial forecasts and stress testing.
- Maintain a broad understanding of Credit Risk Management across the Society, with your insights vital in shaping the function.
- Act as an experienced credit risk professional, ensuring that model approvals align with the operating and risk environment.
- Provide deep technical expertise in credit risk to support strategic direction and promote Nationwide Building Society for its members, employees, and third parties.
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Benefits
- Flexible working approaches are supported to help you perform at your best.
- Hybrid working scheme — spending at least two days per week (or 40% if part-time) at either the Swindon or London office. Exact details will be provided upon successful application.
- Greater collaboration and engagement through in-office presence and remote support.
- Opportunity for re deployment of employees impacted by change, prioritised in recruitment.
Remote applicants: If you are an internal applicant based in a different location, applications are welcome, and flexible arrangements will be discussed upon success.
If currently on long-term absence (e.g., parental leave) or a temporary worker, please submit your application via a personal email.
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