Nationwide
Risk Manager Lead – Risk Decision & Data Science

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Risk Manager Lead
A fantastic opportunity has become available as a Risk Manager Lead in our thriving Risk Decision & Data Science team – winners of the “Credit Modelling & Risk Team of the Year” at both the 2022 and 2020 Credit Strategy Awards. RD & DS is a dynamic and fun place to work, with a fantastic team culture and a culture for recognising and rewarding the great work its colleagues do.
Role Overview
As a Risk Manager Lead, with the support of a Senior Risk Manager, you will be responsible for leading and shaping the development of credit scoring capability in the team. Thus, enabling the delivery of cutting-edge analytical tools that optimise decisions for all our Retail Lending portfolios, across all aspects of the credit lifecycle (Application, Behavioural and Collections/Recoveries), as well as Affordability solutions that ensure responsible lending and compliance with regulation. Experience of “hands-on” delivery of multiple scorecard / model developments will be essential, as elements of the role will involve developing innovative solutions to complex business problems. Capability to translate complex issues into a more palatable form for a less technical audience will also be critical to ensure productive relationships with key stakeholders. Furthermore, a proven track record of delivering through leading others will be required.
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Key Responsibilities
- Lead the development of credit scoring capability in the team
- Enable the delivery of cutting-edge analytical tools for Retail Lending portfolios
- Ensure compliance with regulation through Affordability solutions
- Develop innovative solutions to complex business problems
- Translate complex issues into a more palatable form for a less technical audience
- Lead and motivate direct reports and the wider team to deliver high-quality models to tight timescales
Required Experience
- Proven experience in stakeholder management and communication
- Experience in regular engagement with Senior Management in Secured and Unsecured Risk, Model Risk Oversight, Collections/Recoveries, and Product areas
- People leadership experience
Hybrid Working
At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.


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Location
For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at our Swindon office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here.
Application Process
If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.
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