Senior Regulatory Business Analyst – UK Crypto Banking Platform

We are supporting a leading financial institution with the release of a crypto-enabled banking platform. The assignment is focused on identifying the specific regulatory, compliance, and control issues.

The role will assess how the platform, products, and customer journeys sit within the current and forthcoming UK cryptoasset regulatory perimeter, translating regulatory requirements into clear release impacts, control gaps, decisions, and remediation actions. Working across Compliance, Financial Crime, Legal, Risk, Product, and Technology, the successful candidate will provide a clear view of the regulatory barriers to release and the evidence required to support approval in the UK.

Responsibilities

• Define the UK regulatory perimeter for the proposed crypto products, services, customer journeys, and platform activities
• Identify release issues arising from FCA authorisation or registration, financial promotions, Consumer Duty, and customer protection requirements
• Assess AML, CTF, sanctions, fraud, source-of-funds, wallet-screening, and Travel Rule controls across onboarding and transaction journeys
• Evaluate custody, safeguarding, asset segregation, client-money, key-management, and third-party provider arrangements
• Analyse market abuse, conflicts, disclosures, complaints, vulnerability, and conduct risks relevant to the platform
• Assess prudential, capital, liquidity, operational resilience, outsourcing, and governance implications for a UK bank
• Maintain a regulatory obligations register and trace requirements to policies, controls, technology capabilities, testing, and release evidence
• Produce a regulatory gap assessment, issue log, and prioritised remediation plan with clear owners, dependencies, and regulatory rationale
• Support Compliance and Legal challenge, governance forums, and go/no-go decisions by clearly presenting residual risks and unresolved obligations