Lloyds Banking Group
Senior Credit Officer (Director)- Banks & Intragroup Sector
Get notified of more jobs like this · No spam, ever
How your CV stacks up
Upload your CV to see how well it fits this job role
?%
Job Title: Senior Credit Officer (Director) - Banks & Intragroup Sector
Location:
London, Birmingham, Edinburgh
Hours:
Full-time
Working Pattern:
Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.
About the Opportunity
An exciting opportunity has arisen for a Senior Credit Officer to join the Banks team, which forms part of the broader Financial Institutions (FI) Credit Risk team.
In FI Credit we are passionate about risk management and dedicated to supporting our business partners in building sustainable and long-lasting client relationships. We collaborate closely with Coverage and Product teams and view ourselves as business enablers. We are curious and friendly. We challenge existing ways of working and seek ways to simplify and automate, so we can focus on what matters.
About the Role
As a Senior Credit Officer in the FI Credit - Banks team, you will look after our exciting and growing Global Banks portfolio (including our own intragroup subsidiaries). You will make recommendations on complex new transactions, lending/trading limit requests, design sector strategies, policies, and processes. You will be trusted to take decisions with a sizeable, delegated credit authority and you will also lead client due diligence meetings.
Reasons to use Rodeo
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
It searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
We are looking for someone who can be a role model across FI Credit and build strong relationships with key partners across Coverage and Product teams. You will support and constructively challenge the front line to build a long-term sustainable business.
You will mentor and upskill junior members of the team as well as reviewing their submissions to senior sanctioners. You will also have the opportunity to collaborate on other FI portfolios, such as Insurance, Securitisations, Financial Sponsors, and Funds.
What You'll Need
- Significant experience in the credit risk assessment of Global Banks.
- Sound knowledge of sector trends, horizon risks, and regulation.
- Excellent knowledge of lending and traded products and documentation.
- Held senior Credit Authority in past roles.
- Led client due diligence meetings.
- Formal Credit training preferred.
- Track-record in independent decision making and is able to communicate succinctly and efficiently in a clear and unambiguous manner.
- Exceptional organization skills with the ability to juggle multiple requests, prioritize workloads, meet deadlines, as well as having the confidence to flag when you might need help.
- Ability to seek out, build, and maintain trusting relationships and partnerships with stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.
- A passion for change, automation, and simplification.
- A real excitement for supporting and promoting team members ensuring all team members have time for personal development, up-skilling, and cross-training.
Get help with your application
Your very own career expert that helps elevate your application to the next level.
Benefits
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares!
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days' holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Our Commitment to Inclusion
Our focus is to ensure we're inclusive every day, building an organization that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity, or culture.
If you'd like reasonable adjustments to our recruitment process, just let us know. This is a once-in-a-career opportunity to help shape your future as well as ours. Join us and grow with purpose!
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London
Location