Harnham
Senior Credit Risk Manager 201660
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Senior Credit Risk Manager
London, hybrid | Salary up to £110,000
This is an opportunity to step away from traditional credit risk responsibilities and take ownership of high-impact lending initiatives. You'll play a key role in shaping new products, customer strategies, and lending capabilities within a fast-paced FinTech environment.
The Company
They are an established FinTech business operating within consumer lending, with a strong foundation in credit risk and lending operations. Having built a successful core business, they are now investing in innovation and transformation to develop new lending capabilities and unlock future growth.
The organisation offers a collaborative environment where ideas are encouraged, experimentation is supported, and individuals have the autonomy to drive meaningful change. This is a hands-on business where ownership and commercial impact are highly valued.
The Role
As a Senior Credit Risk Manager, you will be responsible for identifying, developing, and delivering strategic initiatives that enhance lending performance and create new opportunities for growth.
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Key responsibilities include:
- Developing new lending propositions, customer segments, and distribution channels
- Building and implementing innovative credit strategies and capabilities
- Identifying opportunities to increase customer value through cross-sell and re-lending initiatives
- Owning projects from concept through to implementation and operational handover
- Assessing commercial viability through analysis, modelling, and performance tracking
- Collaborating with Product, Commercial, Finance, Operations, and Risk teams to deliver business outcomes
- Influencing stakeholders and driving initiatives without direct management responsibility
- Taking accountability for measurable business impact and long-term success
Your Skills & Experience
- Strong credit risk experience within a FinTech, consumer lending, or related lending environment
- Advanced SQL skills and the ability to work independently with data
- Python experience is desirable
- Strong understanding of credit strategy, pricing, and lending economics
- Experience developing new products, propositions, or lending initiatives
- Commercially focused with the ability to evaluate opportunities and make data-driven decisions
- Comfortable operating as an individual contributor and leading through influence
- Strong stakeholder management and communication skills
- A proactive mindset with a passion for innovation and continuous improvement
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What They Offer
- High-visibility role with direct exposure to senior leadership
- Opportunity to shape lending strategy and business growth
- Significant ownership and autonomy
- Collaborative and entrepreneurial working culture
- Clear opportunity to deliver measurable commercial impact
- Exposure to a broad range of strategic, product, and credit initiatives
How to Apply
If you're a commercially minded credit risk professional who enjoys building new solutions and driving innovation within lending, apply today to discuss this opportunity in more detail.
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