Harnham
Senior Credit Risk Manager
Get notified of more jobs like this · No spam, ever
How your CV stacks up
Upload your CV to see how well it fits this job role
?%
Senior Credit Risk Manager
Up to £110,000
London (3 days a week in office)
This is a rare opportunity to join a high-growth consumer lending business in a role focused on innovation, transformation, and the development of new lending capabilities. Rather than maintaining existing credit processes, you will have the autonomy to identify, build, and deliver initiatives that create meaningful commercial impact and enhance customer outcomes.
THE COMPANY
They are a well-established financial services organisation operating within the consumer lending space. With strong foundations already in place across credit risk and lending operations, they are investing heavily in the future of their credit function. Their focus is on innovation, customer value, and developing new ways to approach lending, pricing, and customer engagement. You will join a collaborative environment where new ideas are encouraged, tested, and brought to life.
THE ROLE
As a Senior Credit Risk Manager, you will take ownership of high-impact initiatives from concept through to delivery and measurable business outcomes.
Reasons to use Rodeo
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
It searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Specifically, you can expect to be involved in the following:
- Identifying and delivering new lending, credit, and customer growth initiatives
- Developing new customer segments, lending propositions, and distribution opportunities
- Exploring cross-sell, retention, and customer value enhancement strategies
- Building and implementing innovative credit capabilities and lending strategies
- Assessing commercial opportunities and developing robust business cases
- Using data to evaluate performance, guide decision-making, and quantify impact
- Working closely with Credit Risk, Product, Finance, Commercial, and Operations teams
- Managing initiatives through strategy, execution, launch, and operational handover
- Influencing stakeholders across the business and driving adoption of new approaches
SKILLS AND EXPERIENCE
The successful Senior Credit Risk Manager will have the following skills and experience:
- Strong commercial experience within Credit Risk, Lending, or a related analytical function
- Experience working in a fintech, consumer lending, or fast-paced financial services environment
- Advanced SQL skills and confidence working directly with data
- Python experience is advantageous
- Ability to develop and deliver new ideas rather than solely managing existing processes
- Strong understanding of credit strategy, lending decisioning, pricing, and risk management
- Excellent stakeholder engagement and influencing skills
- A proactive, ownership-oriented approach with the ability to lead initiatives independently
- Comfortable operating in a hands-on individual contributor role
Get help with your application
Your very own career expert that helps elevate your application to the next level.
BENEFITS
The successful Senior Credit Risk Manager will receive the following benefits:
- Salary up to £110,000 - depending on experience
HOW TO APPLY
Please register your interest by sending your resume to Majid Latif via the Apply link on this page.
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London
Location