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Chip – your wealth app

Senior Data Engineer

London
£70k – £80k/yr
Posted about 21 hours ago
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Senior Data Engineer at Chip

As a Senior Data Engineer at Chip, you'll help bring our data platform to the next level and empower Chip to be a truly data-driven business. You'll co-own the architecture of our data platform alongside our Analytics Engineer — not just implementing designs, but making the calls on how ingestion, modelling, and the semantic layer should actually work. You'll also provide technical leadership across the wider data engineering team as we grow.

What you can expect to be doing:

Architecture & Pipeline Design

  • Design, build, and run scalable, secure data pipelines across multiple sources — with an eye on compute sizing and query performance
  • Co-own architecture decisions across ingestion, modelling, and the presentation layer — defining how the platform should work, not just building to spec
  • Design and evolve our medallion architecture (Bronze, Silver, Gold) as the platform matures

Engineering Standards

  • Define more detailed engineering standards — naming conventions, partitioning, testing strategy, contract templates
  • Apply Databricks best practices and Infrastructure as Code across the platform

Data Governance

  • Own governance patterns in Unity Catalog — permissions, access models, and how we handle sensitive data
  • Set technical governance standards the rest of the team builds against

Enablement & Self-Service

  • Enable downstream consumers with self-service patterns, so the data team isn't the bottleneck for every request

Technical Leadership & Mentoring

  • Provide technical leadership across the data engineering team — mentoring other engineers, reviewing code, and raising the engineering bar

What we’re looking for:

  • Data engineering: You've built and scaled complex data products in a growing environment — you've seen platforms mature past their early ad hoc stage and know what that evolution actually takes.
  • Databricks expertise: Deep, hands-on knowledge of the Databricks platform end to end — workspace and compute configuration, governance, orchestration, user management, engineering best practices.
  • Data modelling: You're comfortable designing schemas and data models, including medallion architecture and Kimball/Star Schema concepts (Fact and Dimension tables), from the ground up.
  • Git: You're fluent in Git workflows — branching, troubleshooting, code reviews.
  • Python/PySpark/SQL: You write clean, efficient code across all three, and you understand how it performs at scale.
  • Database management: Experience with SQL/NoSQL databases (e.g., Redshift, Postgres, MongoDB), with a solid grounding in database fundamentals — indexing, performance, design trade-offs.
  • Terraform: You have experience in managing infrastructure as code with Terraform.
  • Mentoring: You've supported and grown less experienced engineers before, and enjoy doing it.
  • Architecture ownership: You design systems, not just implement them — you can reason through trade-offs and defend a decision.
  • Data governance: You understand PII handling and governance patterns, and build them into your designs by default.

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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It searches the market for you

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Only hits

No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.

Nice to have:

  • Previous experience in fintech
  • Experience re-architecting a data platform from the ground up
  • Experience building and training AI/ML models
  • Databricks Certified Data Engineer Professional (or equivalent)
  • Proficiency in building streaming data processing systems
  • Familiarity with Docker, Kubernetes, and cloud services (AWS, GCP)

What we’re really looking for: ✍️

We’re looking for someone who’s genuinely excited about Chip and energised by the opportunity to help build the future of wealth, making saving, investing and pensions simpler and more accessible for everyone.

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We work in a regulated space, so the bar is high. But we’ve built a team of smart, thoughtful people who care about doing great work and enjoy doing it together. Technical skills matter, obviously. But they’re not the only thing we hire for.

We want real people. People with interests, perspective and personality. The best teams are made up of individuals who bring different experiences into the room, not just polished CVs and good interview answers.

So alongside the technical side, we’ll be looking for empathy, self-awareness, sound judgement, resilience and a collaborative mindset. People who are good to work with, especially when things get hard.

⏰ Working Hours ⏰

  • Monday to Thursday: 9:00 AM – 6:00 PM
  • Friday: 8:00 AM – 4:00 PM (Start your weekend early!) Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!

PERKS 🎁

  • £70,000 - £80,000 per annum
  • Discretionary Performance-Related Annual Bonus.
  • Workplace pension scheme - We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000. Plan ahead with confidence while you grow your career! 🚀
  • Private medical insurance (medical history disregarded)
  • Employee Assistance Programme
  • Cycle to work scheme
  • Season ticket loan
  • Free ChipX subscription for UK-based employees

We are an equal-opportunity employer and value diversity

  • Flexible working arrangements
  • 28 days holiday plus bank holidays, plus the days between Christmas and New Year ✈️
  • Annual training budget for courses, workshops, or conferences to help you advance your career.
  • £30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing
  • Company laptop
  • Opportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high-growth fintech startup 🚀
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Skills

Databricks
Python
PySpark
SQL
Terraform
Data Modelling
Medallion Architecture
Git
Data Governance
Infrastructure as Code
Unity Catalog
Kimball Star Schema
Database Management
Technical Leadership
Mentoring
Pipeline Design

Location

London, England, United Kingdom

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