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iO Associates

Senior Full Stack Engineer | AI / FinTech | £150k + Equity

London
£100k – £150k/yr
Posted about 20 hours ago
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Senior Full Stack Engineer | AI / FinTech | £150k + Equity

Most personal finance products are very good at telling you where your money went.

What if one could tell you what to do next?

I'm working with an early-stage AI FinTech that has recently closed its pre-seed round and is building an AI-powered financial co-pilot.

They're now looking for one of their first senior engineering hires.

This isn't a role where you'll inherit a mature platform, a backlog and six layers of approval. You'll be Engineer #1/#2, working directly with the founders to turn an early product into something people genuinely trust with their financial decisions.

You'll be responsible for things like:

  • Building across the full stack, including React Native on the frontend
  • Making early architectural and technology decisions
  • Working with financial data, account aggregation and open banking integrations
  • Building the AI layer that turns financial information into useful actions
  • Helping shape the product, rather than simply being handed tickets
  • Setting technical standards that future engineering hires will build on

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

Start with a chat, not a search bar

Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.

P

Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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It searches the market for you

Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.

Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Strong

Only hits

No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.

They're deliberately keeping the technical requirements broad.

What matters more is that you're a very strong full-stack engineer who has built products in demanding environments and is comfortable operating with ambiguity.

Experience within a recognised technology company, high-growth startup or FinTech would be particularly interesting. Exposure to AI/LLMs, financial data or open banking would be a bonus.

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You'll need the appetite for early-stage life too. There's no legacy codebase holding you back, but equally, there's nowhere to hide when something needs figuring out.

£150k + meaningful equity

Remote, but London-based

Pre-seed, recently funded

Engineer #1/#2

If you're a senior engineer who likes the idea of getting in early enough to genuinely influence what gets built and how it gets built, drop me a message.

Equally, if someone immediately came to mind while reading this, I'd appreciate an introduction.

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“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”

Jessica, London

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Skills

Full Stack Engineering
React Native
AI/LLM Integration
Open Banking
Software Architecture
Financial Data Management
Product Development
Account Aggregation

Location

London, England, United Kingdom

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