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Peratera

Senior Java Developer

Greater London
Posted about 16 hours ago
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About Us

Peratera is a UK-based fintech company, founded in 2022 and authorised by the FCA as an Electronic Money Institution. We are building a modern, all-in-one payment platform that enables businesses to manage global payments and financial operations seamlessly.

Our solution allows companies to open multi-currency accounts, send and receive payments worldwide, and manage cross-border transactions from a single platform. Our mission is to simplify global finance and remove friction from international business operations.

Your Mission

As a Senior Java Engineer, you will be a core contributor to our distributed financial platform - going beyond coding to actively shape architecture, drive engineering excellence, and help build systems that are scalable, observable, and regulation-ready. You will join at a stage where the platform is evolving fast and the right engineers will grow with it - toward Tech Lead or Staff Engineer roles.

Your Tech Environment

You will work in a modern, cloud-native stack with clear ownership and no legacy surprises:

  • Backend: Java 17+, Spring Boot (Core, Security, Data, Cloud), REST APIs, event-driven services, Camunda
  • Infrastructure: AWS (EKS, RDS, CloudWatch), Docker, Kubernetes, GitLab CI/CD
  • Data & Messaging: PostgreSQL, AMQP / Kafka-style message brokers, event-driven architecture
  • Observability: OpenSearch / ELK, Prometheus / Micrometer, OpenTelemetry (in progress)
  • Integrations: Open Banking providers, banking partners, external payment systems

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Strong

Only hits

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What You’ll Do

  • Design and develop high-load, distributed backend services for financial operations
  • Work on core payment flows, callbacks, reconciliation, and transaction lifecycle management
  • Participate in architecture discussions and contribute to system design decisions
  • Implement observability across services - logging, metrics, and distributed tracing
  • Improve system reliability, fault tolerance, and overall platform resilience
  • Drive code quality, testing strategy, and engineering best practices across the team
  • Contribute to the platform's evolution toward AI-assisted and data-driven capabilities
  • Collaborate closely with Product, DevOps, and Architecture teams

What We’re Looking For

  • 6+ years of strong, production Java experience
  • Deep expertise in the Spring Boot ecosystem
  • Solid understanding of distributed systems and microservices architecture
  • Experience building high-load or financial systems - payments, banking, or fintech
  • Strong REST API design skills and hands-on experience with messaging systems
  • Solid SQL skills; PostgreSQL experience preferred
  • Familiarity with cloud environments, CI/CD pipelines, and observability tooling
  • Comfortable working asynchronously in a distributed, international team
  • Clean Code mindset - SOLID principles, maintainability, and genuine ownership

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Nice to Have

  • Exposure to Open Banking or regulated payments environments
  • Experience with Camunda or other workflow orchestration engines
  • Understanding of PCI DSS compliance requirements
  • Experience with event-driven or event-sourcing architectures
  • Interest or hands-on experience with AI/ML applied to backend systems

What You’ll Get

  • Competitive, market-aligned compensation - discussed openly at first interview
  • Direct impact on architecture and strategic platform decisions from day one
  • A real fintech platform running at production scale - not a demo environment
  • Fully remote setup with flexible hours and an international, highly skilled team
  • Exposure to modern cloud-native, AI-assisted, and Open Banking systems

About us

Peratera is a UK-based fintech company, founded in 2022 and authorised by the FCA as an Electronic Money Institution. We are building a modern, all-in-one payment platform that enables businesses to manage global payments and financial operations seamlessly.

Our solution allows companies to open multi-currency accounts, send and receive payments worldwide, and manage cross-border transactions from a single platform. Our mission is to simplify global finance and remove friction from international business operations.

www.peratera.com

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Location

112, 112 Abbey Rd, London E15 3LZ, UK

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